Vacation rentals with lake access in Putnam County

4.92 out of 5 average rating, 207 reviews

A dining area is shown with a round wooden table at the center, adorned with a vase of flowers. Large glass windows frame a serene lakeside view, with blooming flowers in the foreground and lush greenery. Soft sunlight reflects off the water, creating a tranquil atmosphere.

Home in Carmel Hamlet

Lux Bungalow on the Lake

Beautiful, light flooded, waterfront home 1 hour from New York City. The 2 bedroom home is on picturesque Lake Carmel. Wake up, eat, sleep and relax to the tranquil view of the glistening water - truly an oasis! Take in a sunset while eating a meal at home, explore the shops and restaurants in a cute nearby town, take a walk around the lake, read a book by the cozy fireplace, hike, cook, kayak, ski, or just sit and enjoy. Centrally located close to Hudson Valley, Westchester and Connecticut.

4.84 out of 5 average rating, 189 reviews

A living room features a mix of textures and colors, highlighted by a vibrant blue and yellow patterned sofa. A stone fireplace offers a cozy focal point, while large windows invite natural light. A ladder leads to a sleeping loft, adding vertical space to the room.

Cottage in Carmel Hamlet

Lake Cabin Escape–Fenced Yard+Firepit.Dogs welcome

⸻ A cozy, art-filled cabin just over an hour from NYC, steps from a swimmable lake. Decorated with unique treasures collected from around the world, it’s a soulful space made for rest & reconnection. Enjoy a stone fireplace, fenced yard for pups, starry nights by the fire pit & peaceful mornings on the deck. Hike nearby trails & slow down. This isn’t just a cabin — it’s a story-filled retreat designed to help you rest, relax and rediscover what matters. Come for the lake. Stay for the magic!

A hammock is suspended between two trees, providing a relaxing spot beside the lake. Vibrant autumn leaves in shades of orange and yellow frame the serene water view, while a wooden dock is visible in the background, inviting guests to enjoy the tranquil setting.

4.99 out of 5 average rating, 138 reviews

Luxury Lake House Sauna 1h From NYC

Enjoy the lakefront from my charming home! Fish or Kayak from the private dock or relax on the large deck overlooking the water tucked away on the lake. Boats are included for all guests! Heated bathroom floors, massive TV (86in) + ample lake views. We also have a free Tesla Charger (with an adaptor you can use for other EVs). This is a relaxing retreat tucked away in one of New York's most convenient lakefronts from the city. 20 min to Bear Mountain 35 min to West Point 1 hour to NYC

Vacation home in Carmel Hamlet

A spacious living area is highlighted by large glass doors that open to a deck, allowing natural light to fill the room. A dark sofa with decorative pillows is centered on a soft rug, while a modern coffee table adds functionality. A glimpse of the outdoor seating can be seen in the background.

4.86 out of 5 average rating, 64 reviews

Serene 4-bdrm lake house

Relax and unwind at this beautiful lake house 1 hr from NYC! 4-season delight: hiking, biking, antiquing, skiing, leaf peeping on the lake-facing deck, snuggling near a toasty fire while looking out a wall of windows, or watching the flowers spring to life. Explore the rugged, hilly town of Kent, sitting atop the interior ridges of the Hudson Highlands, NYC vacation spot since 1920s. A special home, there's so much to do nearby or relax and do nothing at all! (Does not include lake access)

Guest suite in Putnam Valley

A serene bedroom is presented with a spacious bed dressed in neutral tones and a soft blanket. Two large windows allow natural light to fill the room, complemented by subtle artwork on the walls and a bedside table holding a lamp.

4.95 out of 5 average rating, 74 reviews

Peaceful lake and woodland retreat

Welcome to beautiful Lake Peekskill. This self-contained guest suite is situated in the entire lower level of a private house down several steps, featuring its own private door access, as well as parking on site. Guests can access the grounds of the house including areas to sit, a native wildflower pasture, and a woodland with wildlife including deer, foxes, and birds. Lake access is a 15-min walk away (or a 3-min drive) to a beach area where guests can swim, fish, and make use of two kayaks.

4.88 out of 5 average rating, 300 reviews

A striking wooden wall showcases a large bank of windows offering panoramic views of Lake Oscawana and surrounding foliage. The vaulted ceiling emphasizes the spaciousness of the room, inviting natural light to fill the space.

Cottage in Putnam Valley

Lakefront Cottage near Hudson Valley

Named in the Top 30 U.S. Lakehouse Rentals by Refinery29 in May'21, this beautiful, secluded cottage on pristine Lake Oscawana has breathtaking views. Escape the city and enjoy the fresh country air! Extra-large great room, cathedral ceilings, loft bedroom, kitchenette, bathroom, fireplace, wall of double-height windows with spectacular lake views. Central AC/heat, hardwood floors, private large deck with BBQ. Dock nestled in a cove where you can swim or paddleboard. Only 1 hour from NYC.

A lakeside retreat is showcased, featuring a rustic exterior with dark wood accents. Adirondack chairs are arranged near the water's edge, alongside colorful kayaks resting on the peaceful lake. Lush greenery surrounds the property, reflecting in the calm water.

4.98 out of 5 average rating, 95 reviews

Waterfront Lake House

Welcome to your lakeside retreat! Escape to tranquility and breathtaking views with our unique lakefront Airbnb. Nestled right into the water of Lake Peekskill, our cozy lake house promises the ultimate getaway. Adventure awaits right outside your door! Take advantage of complimentary paddleboard or kayaks for a leisurely paddle on the lake. Located just minutes from renowned hiking trails and delicious dining options, our Airbnb offers the perfect balance of serenity and convenience.

4.96 out of 5 average rating, 24 reviews

A bright studio space features a cozy seating area with a light-colored sofa and a glass-top coffee table. Large windows allow natural light to flood the room, illuminating the stylish decor and the spacious bed in the background, accented by soft bedding.

Apartment in North Salem

Private Studio in Horse Country

Discover a hidden gem in North Salem - Westchester's horse country. Connected to a charming Colonial with its own entrance, nestled between a horse farm, a golf course, and Peach Lake, this stylish studio is a convenient escape just 1hr from NYC. Unwind on a private deck overlooking the pool. Our town is home to foodie havens like Michelin-starred La Bastide, Farmer & the Fish, plus "Cars & Coffee" host Hayfields Market, and Harvest Moon Orchard - the ultimate seasonal event destination.

Superhost

An aerial view captures a spacious lakefront property surrounded by lush greenery. Trees frame the yard, which gently slopes toward the water. The exterior of the house is clad in light gray, with multiple windows reflecting the natural surroundings. A patio area is visible near the water's edge.

4.93 out of 5 average rating, 108 reviews

Crystal Wave LakeHouse

Make some memories at this renovated, family-friendly Lakefront Oasis! Water activities on your own Peninsula with Lake Frontage on 3 Sides of the Property! Views of the Lake from Almost Every Window! Included is an extra 600 sq ft cottage that has been completely renovated for your enjoyment with a pool table. Utilized as a gaming room & yoga studio! There is a pullout sofa as well for extra guests with a bathroom a few steps away in the main house!

4.94 out of 5 average rating, 106 reviews

An aerial view captures a serene lake surrounded by lush, colorful foliage in autumn. The tranquil water reflects the sky and trees, while the distant mountains frame the scene, providing a sense of peace and natural beauty. Residential homes can be seen along the water's edge.

Cottage in Putnam Valley

Cozy Retreat w/ Pool, Cinema Room & Fire Pit

Escape to a stylish 3BR cottage with a private pool, cinema room, game room, and fire pit - perfect for families, couples, or solo travelers. Surrounded by woods and just minutes from Cold Spring, hiking trails, ski resorts, and charming shops. Relax by the electric fireplace, enjoy movie nights, play pool, or unwind with forest views from your private deck. A cozy, well-equipped retreat for peaceful getaways and Hudson Valley adventures year-round.

5 out of 5 average rating, 26 reviews

Winter Splendor at Dr. Ruth’s Lake Retreat

Step into tranquility & a piece of history at this classic & stunning lakefront home on Lake Oscawana, owned by the estate of the iconic Dr. Ruth Westheimer. Known for her trailblazing spirit & warm personality, Dr. Ruth made this home her personal retreat, & now you can too. Just 1 hour from NYC, it features soaring 20-foot beam ceilings, a cozy fireplace, stunning lake views, private dock, covered deck, 2 paddle boards, fire pit, & more!