Vacation rentals with lake access in Bay County

A large, inviting pool area is surrounded by lush landscaping, including palm trees and well-kept shrubs. Comfortable lounge chairs are positioned near the edge of the pool, with a spacious deck leading to the water. In the background, a tall building is visible against a clear blue sky.

4.7 out of 5 average rating, 295 reviews

balcony • sauna • dock • 1 block to beach • pool

AGE REQUIREMENT: 25+ ALL OCCUPANTS (except child w/parents) MAX OCCUPANCY: 3 total ***Click "show more" below, & flip through the 60+ pix.*** Large furnished studio condo within St. Thomas Square Resort. The resort has extensive amenities & is in a great location on the main strip. It has a large closet, kitchen, TV, Roku, AC, WiFi & balcony. The resort is on the bay lagoon & about a block from the closest public beach access point. It's close to restaurants, nightlife, activities, Walmart, etc.

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

4.9 out of 5 average rating, 150 reviews

Walkout Lakefront Studio/5 min walk to beach/30A

Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon studio offers peaceful lake views and an easy 5 min stroll to the beach. Perfect for couples or a small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Home in Panama City Beach

4.97 out of 5 average rating, 115 reviews

Beautiful home, backyard, walk to beach,no pet fee

The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

4.98 out of 5 average rating, 41 reviews

The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.

Home in Panama City

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Superhost

A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.

4.83 out of 5 average rating, 132 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.

4.88 out of 5 average rating, 185 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

4.94 out of 5 average rating, 54 reviews

A serene lakeside scene features a person playing with two dogs on a private white sand beach. The sun sets in the background, casting warm hues over the calm water, while a pavilion stands nearby, enhancing the tranquil setting.

Cottage in Chipley

Lakefront Home+Private Beach+Firepit+Kayaks+Floats

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.

4.95 out of 5 average rating, 178 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Cottage in Panama City Beach

The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.

4.99 out of 5 average rating, 303 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Dome in Panama City Beach

4.99 out of 5 average rating, 137 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

5 out of 5 average rating, 31 reviews

The welcoming entrance features a wooden deck leading to a bright yellow door, framed by a simple porch with a chair and potted plant. The two-story white home is surrounded by greenery, providing a serene setting.

Home in Chipley

Making Memories Lucas Lake

The sun seems to shine brighter on this lovely lakefront home! Ideal for family nature retreats. Enjoy boating, water sports, fishing and kayaking on this 480 acre spring fed lake with 2 boat landings and private dock. Relax on the large deck with dining, lounging and grilling areas; overlooking the spacious back yard with firepit and plenty of room for outdoor games and beautiful lake views.

A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.