
Vacation rentals with lake access in Bay County
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Top-rated lake-access accommodations in Bay County
Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Walkout Lakefront Studio/5 min walk to beach/30A
Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon studio offers peaceful lake views and an easy 5 min stroll to the beach. Perfect for couples or a small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Beautiful home, backyard, walk to beach,no pet fee
The Sunset Retreat is your beach home away from home. Ample enough for groups or families, but cozy enough for lovers retreat. Bring the dog along too! Only a 5 minute walk to Beach Access #11. Boat launch nearby. Parking for up to 5 vehicles or a boat or trailer. Backyard with patio, BBQ grill, and pergola to relax and enjoy. Premium DreamCloud queen mattresses. Watch the 75 in Roku tv. Game loft for kids. Sun room for lounging or foosball. Beach equipment, games, books, and fast wifi

A Luxury Bayfront Retreat | Resort-Style Pool
Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Casa Sol - Bright, Renovated, Studio by The Beach.
Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Luxurious Lake House
Relax with the whole family at this peaceful place to stay. Enjoy breathtaking sunsets from the huge porch and dock. Fish, kayak, relax while the kids enjoy the game room. Very private area and with 30 minutes from the World’s Most Beautiful Beaches in Panama City Beach. Visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs (9mi), drive to white sandy clear blue waters. Explore the Florida Caverns (47 mi). 28mi from ECP Airport. Guided pontoon boat tours of the Lake and creeks.

Lakefront Home+Private Beach+Firepit+Kayaks+Floats
Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

“Stargazing” Condo in Panama City beach/30A
Newly renovated modern 3rd floor condo with all new appliances and upscale furniture. Take it easy at this unique and tranquil getaway while stargazing from the private balcony. There’s a spacious open floor concept for the living room and kitchen so you can soak up all the spectacular views that Lake Carillon has to provide. Meanwhile, the bedroom has a sliding door to give your bedroom privacy. Enjoy a nice shower in the bathroom in the stand up shower with a waterfall shower head.

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Making Memories Lucas Lake
The sun seems to shine brighter on this lovely lakefront home! Ideal for family nature retreats. Enjoy boating, water sports, fishing and kayaking on this 480 acre spring fed lake with 2 boat landings and private dock. Relax on the large deck with dining, lounging and grilling areas; overlooking the spacious back yard with firepit and plenty of room for outdoor games and beautiful lake views.

Stunning Gulf Views I Sleeps 9 I Best Amenities
*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach
Popular amenities for Bay County lake-access rentals
Lake-access house rentals

Private Hot Tub:King Bed:Near Beach:Single Level

Casa De Riviera | Pool, Dock + Lakefront Views

Florida House~ Lakefront ~ 7min to 30A ~ 4 POOLS!

Lakefront Retreat with Hot Tub, Pool and Fire Pit

Amazing BayBungalow Private Pool

Sweet Caroline

Wanderlust by AvantStay | Walk to Beach + Pool

Emerald Escape 2 - 3 Blocks to Beach
Lake-access apartment rentals

Stunning fun-filled beachfront condo

perfect studio for one or two, near carillon, 30A

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

3 Bedroom Beachfront & Lakeside Condo Near 30A

Carillon Beach Resort ~ 5 min to 30A ~ 4 pools

Laketown Wharf 509: Gulf Views + Free Activities!

Sweet 'E' by the Sea, West end PCB Condo
Lake-access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Dock

The Cottage on Alta Vista-so charming!

Choctaw Lodge Retreat

30A Beach Access, Sea La Vie

The Orange Oasis Summertowne Cottage #12

30A Adjacent Deal! 3BR w/ Bikes + Outdoor Living
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- Destin Beach
- Aqua Resort
- Seacrest Beach
- St. Andrews State Park
- Frank Brown Park
- Blue Mountain Beach
- Grayton Beach State Park
- Village of Baytowne Wharf
- Henderson Beach State Park
- St. Andrew State Park Pier
- Crooked Island Beach
- Shell Island Beach
- Camp Helen State Park
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- Topsail Hill Preserve State Park
- The Track - Destin
- Gulf World Marine Park
- Pier Park
- Coconut Creek Family Fun Park
- Panama City Beach Winery
- Morrison Springs
- Jade East Towers
- Destiny East
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