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Vacation rentals with lake access in Bay County

Find and book unique lake-access rentals on Airbnb

Top-rated lake-access accommodations in Bay County

Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

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Top guest favourite
Guesthouse in Panama City Beach
4.97 out of 5 average rating, 146 reviews

The Pineapple Suite near 30A / Rosemary Beach

The Pineapple Suite is less than a half mile to the closest beach access, a third of a mile to Lake Powell, and is also near 30A/Rosemary Beach (3 miles) Alys Beach (5 Miles). The Pineapple Suite is a cozy Bohemian-Style space that includes all of the necessary essentials to make each guest feel comfortable and at home while away. This quaint space includes a Plush Queen-size bed, cotton linens, mini-fridge, a coffee/tea station, TV, Wifi, all-natural toiletries, and even beach towels & chairs.

Top guest favourite
An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.
Home in Panama City Beach
4.98 out of 5 average rating, 173 reviews

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Condo in Panama City Beach
4.82 out of 5 average rating, 133 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Guest favourite
Apartment in Panama City Beach
4.9 out of 5 average rating, 124 reviews

712 1650sf Modern Luxury 4/3 Oceanview Poolside Resort

Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor. This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach. Several restaurants on site There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

Top guest favourite
A large dock extends over calm waters, framed by a sunset that paints the sky in warm hues. A spacious elevated deck is visible, equipped with seating. Kayaks and boats are stationed nearby, while a gathering area is set with tables and chairs.
Home in Youngstown
4.98 out of 5 average rating, 52 reviews

Luxurious Lake House

Relax with the whole family at this peaceful place to stay. Enjoy breathtaking sunsets from the huge porch and dock. Fish, kayak, relax while the kids enjoy the game room. Very private area and with 30 minutes from the World’s Most Beautiful Beaches in Panama City Beach. Visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs (9mi), drive to white sandy clear blue waters. Explore the Florida Caverns (47 mi). 28mi from ECP Airport. Guided pontoon boat tours of the Lake and creeks.

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Condo in Panama City Beach
4.93 out of 5 average rating, 102 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Guest favourite
A bright living area features a comfortable gray sofa with a yellow accent pillow. Large sliding doors open to a private balcony with two teal chairs and a table, offering views of the lush surroundings and water beyond.
Condo in Panama City Beach
4.88 out of 5 average rating, 188 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Top guest favourite
A serene lakeside scene features a person playing with two dogs on a private white sand beach. The sun sets in the background, casting warm hues over the calm water, while a pavilion stands nearby, enhancing the tranquil setting.
Cottage in Chipley
4.95 out of 5 average rating, 55 reviews

Lakefront Home+Private Beach+Firepit+Kayaks+Floats

Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

Top guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Panama City Beach
4.99 out of 5 average rating, 307 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Top guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Condo in Panama City Beach
4.95 out of 5 average rating, 180 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Condo in Panama City Beach
4.83 out of 5 average rating, 113 reviews

Beach Condo w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favourite
The welcoming entrance features a wooden deck leading to a bright yellow door, framed by a simple porch with a chair and potted plant. The two-story white home is surrounded by greenery, providing a serene setting.
Home in Chipley
5 out of 5 average rating, 34 reviews

Making Memories Lucas Lake

The sun seems to shine brighter on this lovely lakefront home! Ideal for family nature retreats. Enjoy boating, water sports, fishing and kayaking on this 480 acre spring fed lake with 2 boat landings and private dock. Relax on the large deck with dining, lounging and grilling areas; overlooking the spacious back yard with firepit and plenty of room for outdoor games and beautiful lake views.

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