
Vacation rentals with lake access in Bay County
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Top-rated lake-access accommodations in Bay County
Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar
Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

Gulf View and Family Fun, Sleeps 6, No Resort Fee!
Come enjoy a private balcony with amazing views of the gulf! Steps away from the beach, shopping, dining and entertainment. Laketown Wharf resort amenities include five pools (one heated) , one kids, 2 hot tubs, 4 restaurants, ice cream shop, fitness center with gulf views, putting green, parking garage, nightly fountain and light show. WE COVER THE RESORT FEE! Wake up to the sounds of the ocean! We provide beach gear and wagon for you!! Full size washer and dryer.Come relax before the crowds!

Walkout Lakefront Studio|King Bed + sleeps 4
Walk straight out your door to the lake - no stairs, no elevators. This rare ground-floor Carillon studio offers peaceful lake views and an easy stroll to the beach. Perfect for couples or a small family with a king bed and comfortable pullout sofa. Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach/30A. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen. 4 pools onsite (1 heated), hot tub, playground, tennis/pickleball/bball courts

Casa Sol - Bright, Renovated, Studio by The Beach.
Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

"Islandia 317" waterfront one bedroom with a pool
One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

Lakefront Home+Private Beach+Firepit+Kayaks+Floats
Escape to this serene lakefront house, with your own private white sandy beach, Kayaks, and a firepit with firewood. It's perfect for families, groups of friends, or couples looking to unwind and enjoy nature. Just 30 minutes from gulf beaches & the international airport, and close to spring-fed creeks, recreation areas, horseback riding, fishing, and caves, this property offers a variety of outdoor activities for everyone. We hope you write your own amazing stories in our slice of heaven.

The Pineapple Suite near 30A / Rosemary Beach
The Pineapple Suite is less than a half mile to the closest beach access, a third of a mile to Lake Powell, and is also near 30A/Rosemary Beach (3 miles) Alys Beach (5 Miles). The Pineapple Suite is a cozy Bohemian-Style space that includes all of the necessary essentials to make each guest feel comfortable and at home while away. This quaint space includes a Plush queen bed, cotton linens, mini-fridge, a coffee/tea station, TV, Wifi, all-natural toiletries, and even beach towels & chairs.

FlipFlopsOn II • 80 steps to the Beach • FL 30A
Praised by Travel + Leisure, FlipFlopsOn II is 80 steps to the sugar-white sands of Inlet Beach — beachside of 30A’s National Scenic Byway on FL’s Gulf Coast. Sleeping four, this sun-washed, open-concept studio retreat is steps to dining & entertainment in Rosemary Beach & Inlet’s village. Designed with a clean coastal aesthetic, featuring a serene pool, grill pavilion, beach gear, ultra-equipped kitchen, & private outdoor living area for golden Gulf sunsets. Park once. Walk everywhere.

Pelican Perch, Breathtaking Views, Couples Retreat
Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Hidden Treasure - Perfect blend of Quaint & Quiet!
Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $75 per pet fee. A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel (has everything you need for any length of stay). 2.5 miles from Pier Park.

Too Beautiful Spring Breakers Welcome
SUPER HOSTED! Inside: LVP throughout the condo! The 17th floor Gulf views are STUNNING!!SS Kitchen appliances. Main Suite with sliders to balcony and oversized new shower! Bunk Room w/ custom barn door has a 32” TV at end of each bed! Outside A Resort that has it all- 810 Bowling and Games, restaurants, water light shows, 5 pools, 2 oversized hot tubs, putting green, amazing sunrise and sunset views from breathtaking oversized balcony-DINE OUTDOORS!

True Blue Penthouse Spring Break Fun
SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!
Popular amenities for Bay County lake-access rentals
Lake-access house rentals

Dolphin Days Lagoon Escape

Free Golf Cart, 5 min to Beach, Community Pool

*Beach & Lake + Private Boat Ramp!*

• Casa De Riviera | Waterfront Infinity Escape

Florida House~ Lakefront ~ 7min to 30A ~ 4 POOLS!

The Salty Dog . 4BR . Public Beach & Pool Access

Inlet Beach Home with Multiple Beach Accesses

Great for groups! Sleeps 12, Pool steps to beach
Lake-access apartment rentals

Beachfront with Ocean View! Steps from the Water!

Stunning fun-filled beachfront condo

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

perfect for 2, PCB/30A, Carillon Beach, Camp Helen

Rosemary's Cove - West PCB, 2BR with Fenced Yard!

Emerald Coast Sea-renity.

Oasis by the Bay. 10 miles from Panama City Beach

The Palms I Gorgeous Condo with Gulf View
Lake-access cottage rentals

Hideaway Cottage | Dog-Friendly & Block From Beach

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

4 Person Lake Front Cottage with Kayaks

The Cottage on Alta Vista-so charming!

Choctaw Lodge Retreat

30A Beach Access, Sea La Vie

The Orange Oasis Summertowne Cottage #12

Kid friendly golf cart sports gear pool lake beach
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- Destin Beach
- Frank Brown Park
- St. Andrews State Park
- Blue Mountain Beach
- Grayton Beach State Park
- St. Andrew State Park Pier
- Crooked Island Beach
- Shell Island Beach
- Village of Baytowne Wharf
- Henderson Beach State Park
- Camp Helen State Park
- Shipwreck Island Waterpark
- Signal Hill Golf Course
- The Track - Destin
- Gulf World Marine Park
- Topsail Hill Preserve State Park
- Panama City Beach Winery
- Coconut Creek Family Fun Park
- Aqua Resort
- Destiny East
- Jade East Towers
- Gulf Crest Condominiums
- Pier Park
- Morrison Springs




