Vacation rentals with lake access in Otsego County

An aerial view captures the cottage surrounded by vibrant autumn foliage, with the tranquil lake reflecting colorful trees. The peaceful water is dotted with islands, enhancing the picturesque landscape, inviting outdoor exploration and relaxation.

4.9 out of 5 average rating, 139 reviews

Iconic 5Bd Lakefront Cottage w Hot tub & Kayaks

Large family-friendly luxurious cottage sitting right on the shores of private Five Lakes w/ all seasons breathtaking views & clear water. Enjoy swimming, fishing, kayaking, and ice fishing on-site. Minutes from downtown attractions, golf resorts, snowmobiling, snowshoeing, and a short drive to Boyne Mountain Ski Resort & up north attractions. Cozy bedrooms, modern kitchen, dining room, comfortable living room, large deck, fire pit, gas grill, Billiard table & HOT TUB with gorgeous lake viewing.

4.96 out of 5 average rating, 27 reviews

A two-story cottage is showcased with expansive windows, offering ample natural light. Outdoor seating provides a comfortable gathering space, with a grill positioned nearby. Lush greenery surrounds the property, enhancing the lakeside view.

Home in Gaylord

Anni's Cozy Cottage

Welcome to Anni’s Cozy Cottage, a lakeside retreat nestled on beautiful Otsego Lake, Gaylord, MI. This charming getaway is perfect for every season — whether you're looking to fish from the dock, enjoy morning coffee with lake views, or hit the nearby slopes in winter. Step outside and onto the snowmobile/bike trail for year-round adventure. Enjoy boating, swimming, fishing, golf, snowmobiling and skiing. Anni’s Cozy Cottage offers the perfect blend of comfort, convenience, and Up North charm.

The outdoor area features a private hot tub with illuminated water, surrounded by trees. A wooden deck leads to a fire pit area with seating and a propane grill nearby. The serene lake reflects the surrounding nature, creating a peaceful ambiance.

4.98 out of 5 average rating, 173 reviews

Lakefront Cottage: Hot Tub, Fireplace, Fire Pit

Welcome to Greenhouse Cottage! Relax in this lakefront home on all-sports Buhl Lake! This home is newly updated, professionally decorated & ready to host your favorite travel memories. Just under 20 min from Treetops & Otsego and under 30 min from Boyne & Schuss ski resorts for all your downhill thrills! Trail 4 Access. Mod furniture, hot tub, wood stove, fire pit, kayaks, paddle board, outdoor heated pool (Summer only), and ATV Trails await. Your ideal home away from home is waiting for you!

5.0 out of 5 average rating, 103 reviews

A modern living area features a comfortable sofa and two wooden armchairs arranged on a patterned rug. A kitchen island with seating overlooks the space, and large windows provide natural light, illuminating the wood-paneled walls and floor.

Home in Gaylord

Arch’s Hideaway on the trail Hot Tub!

Cozy,newly remodeled cabin. Great location. Close to everything Gaylord has offer. Belle iron trail, Snowmobile trail 7, Otsego Lake State Park all just across the street. Several golf courses within a few miles. Great restaurants just down the road. Bedroom 1 has a queen log bed. Bedroom 2 has a twin over full bunk bed. The back room has a queen hide a bed. Full kitchen with everything you need! A gas grill outside. Patio Private Hot Tub!! Convertible coffee table for a workspace.

5.0 out of 5 average rating, 10 reviews

Home in Gaylord

Knotty Pine | Lakefront Cabin, Dock + Fire Pit

Welcome to Knotty Pine Retreat — a lakefront cabin on all-sports Manuka Lake with a private dock, fire pit, and warm knotty pine interior. Swim, boat, waterski, paddleboard, and fish from your own dock by day, then gather around the fire as the sun goes down. In winter, the same lake turns into ice fishing grounds and the snowmobile trails pick up at the door. Minutes from downtown Gaylord, championship golf, and Treetops Resort — a true four-season Up North escape for families and lake lovers.

4.97 out of 5 average rating, 474 reviews

The A-frame cabin features a striking blue exterior and large windows that invite natural light. Surrounded by trees displaying autumn colors, the cabin sits on a grassy lot, enhancing the serene, wooded setting.

Cabin in Gaylord

Hephzibah’s Haven: Up North cabin with Lake Access

Hephzibah's Haven is a cozy A-frame cabin in the heart of Northern Michigan. It is nestled in a neighborhood of cabins by Otsego Lake. Despite the vintage decor, the cabin offers modern conveniences and a great kitchen! Regardless of which season and level of adventure you are seeking, you will find Hephzibah's Haven to be a great home-base for your time Up North. Guests will have access to Otsego Lake, and all of the Northern Michigan favorites are within 45 minutes to 1.5 hours away!

Superhost

Cabin in Gaylord

Happy Trails Haus, Lakeview Cabin for Fall Colors

Step into natures playground in Gaylord Michigan. This three bedroom one bath cabin is located steps to beautiful Otsego lake with access across the street where you can swim, fish or try out kayaking! With a cozy up north cabin feel you also have the amenities of home with Wi-Fi for streaming, a full kitchen, washer & dryer, and downtown Gaylord just a 9 minute drive away! There is an abundance of golf courses close by with some just up the road: Michaywe Pines, The Ridge, and The Loon!

4.89 out of 5 average rating, 237 reviews

4.81 out of 5 average rating, 156 reviews

An early autumn scene captures vibrant red and orange leaves on tall trees beside a peaceful lake. A cottage with a welcoming facade is visible, alongside a wooden deck and swing set. An American flag gently flutters against a clear blue sky.

Cabin in Gaylord

Cottage 7 | Cozy Cabin for Two on the Lake

Fresh remodel - May 2025! Welcome to Cottage 7 on Heart Lake. This has 1 bed/1 bath accommodating up to 2 guests. The cottage includes a full kitchen stocked with all cookware, silverware, and dining utensils. In the summer guests will have access to shared kayaks, canoes, paddle boards, water trampoline, swim platform, and bonfire pit. In the winter, guests can access Trail 7, directly across the road, for snowmobile season. It's the perfect place for your northern Michigan getaway!

4.97 out of 5 average rating, 184 reviews

The mid-century A-frame cabin is set among trees, illuminated by string lights in the evening. A spacious deck features seating and an umbrella, providing a welcoming atmosphere for relaxation. The cabin's distinctive triangular roof highlights its architectural charm and rustic appeal.

Chalet in Johannesburg

MCM A-Frame | HOT TUB | Lake | Nature | Hike

Haven in the Wood is a mid-century A-frame nestled in a lake community right across the street from a private all-sports lake. This recently renovated cabin features an open concept floor plan and boasts a modern-rustic aesthetic. The cabin resides in the heart of northern Michigan with proximity to many golf and ski resorts, nature and snowmobile trails, lakes and state parks. Listen to records, have a bonfire, relax in the hot tub, or take a walk along the beautiful Lake Louise!

A spacious deck overlooks Kassuba Lake, shaded by a large umbrella. Seating options include a wicker sofa with soft cushions, and five metal chairs arranged around a small table. A round area rug lies on the wooden floor, adding comfort to the outdoor setting.

4.99 out of 5 average rating, 108 reviews

Scenic Lakefront Near Town w/Hot Tub and Lake Toys

Experience winter Up North at Blue Pearl Cottage on quiet Kassuba Lake! Your prime basecamp for snowshoeing, ice fishing, and quick drives to premier skiing at Treetops Resort, Otsego Resort, and Boyne Mountain. After hitting the powder, take in serene frozen lake views from the deck and wood swing, or cozy up inside. Only 3.8 miles to downtown Gaylord's dining and pubs. Includes a fully loaded kitchen, gas grill, and easy keyless self-check-in. Book today!

4.9 out of 5 average rating, 401 reviews

Cozy Cottage on the Lake.

Cozy Cottage on Five Lakes. Close to the expressway , snowmobile trails and downtown Gaylord. Fully stocked kitchen, fireplace, high speed internet and a smart TV so you can stream your favorite shows or just watch Netflix . Bring your kayaks and your fishing poles - nice deck to watch the sunset. Dogs are welcome for an additional one time fee of $35.00. There is no fence and because this house is on the lake dogs and children must be watched at all times.