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Vacation rentals with lake access in Florida Panhandle

Find and book unique lake-access rentals on Airbnb

Top-rated lake-access accommodations in Florida Panhandle

Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

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Top guest favourite
The image captures a vibrant sunset over calm waters with streaks of pink and orange illuminating the sky. A wooden dock extends into the distance, and sandy shores are visible in the foreground, creating a serene waterfront atmosphere.
Home in Navarre
4.99 out of 5 average rating, 112 reviews

Private Waterfront Retreat: Family & Pet Friendly

Welcome to your own private waterfront, beach, and retreat destination! Recently renovated, this home is the perfect place to unwind, relax, and soak in the beach life! Tucked away on a dead-end street away from the tourist hustle & bustle. - Panoramic views of the sunset - Private 450ft dock with 2-story deck - Paddle boards/yoga mats - 1 acre of serenity - Complete kitchen - Fenced backyard, outdoor dining, fire pit Location: - 16 mins/10 miles to Navarre Beach - 14 mins/8 miles to grocery

Guest favourite
Condo in Pensacola Beach
4.94 out of 5 average rating, 199 reviews

La Playa Esmeralda - Panoramic Sunset Views

Welcome to La Playa Esmeralda, a beautifully renovated 2nd floor studio. Upon entering you'll be greeted by beautiful views of the Sound where the sunsets are unparalleled. This lovely condo includes 2 comfortable beds-1 regular and 1 Murphy bed, along with a coffee bar and fully equipped kitchen. You're just a 5 minute walk to the beach. Enjoy a dip in the pool, grilling in the gazebo and fish all night long on our large, private fishing pier, no fishing license required. Early check-in avail.

Guest favourite
A spacious bedroom features a comfortable bed with blue and white striped bedding, complemented by a large round pillow. Two accent chairs are placed nearby, and large windows allow natural light to fill the room. A modern bathroom is accessible through a door.
Apartment in Fort Walton Beach
4.82 out of 5 average rating, 108 reviews

Luxury Pool/SPA/BEACH, 1BR w/Dol Views, Full KITCN

The Crow’s Nest is part of the Manor on the Bay, a large home transformed into multiple rental units. The full property is also avail for rent. This pvte 2nd story space bosts nautical design elements. Sip coffee on your balcony while watching the dolphins play. With options to cook in the well appointed galley kitchen or check out our local sea food spots, you wont leave here hungry. What I love: ✔ stunning views ✔ pvte space ✔ HUGE luxury spa w/pool & beach ✔ Dolphins! ✔ Book what you need

Top guest favourite
An open living space features a comfortable sofa, complemented by a cozy throw blanket and cushions. Large windows allow natural light to fill the room, which includes a kitchen area with modern appliances. A soft area rug anchors the space, creating a welcoming ambiance.
Home in Milton
4.96 out of 5 average rating, 168 reviews

Blackwater Bay Mae's Cottage

Mae's Cottage is a peaceful little bay house located right off of Interstate 10 in Milton (< 1 mile) and is within steps to the beautiful Blackwater River and Bay. It is approximately 100 yards from water access where you can enjoy fishing, boating, kayaking or just watching the sun set. There is a public boat launch so bring your boat/jet skis/kayaks and fishing gear and head out to the beautiful waters of Blackwater Bay. Relax with the whole family at this peaceful little bungalow.

Guest favourite
A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.
Treehouse in Santa Rosa Beach
4.93 out of 5 average rating, 174 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Top guest favourite
A serene lakeside view features a wooden dock with seating, surrounded by lush grass and tall trees. An American flag stands proudly, with a colorful sunset reflecting on the water, creating a peaceful atmosphere.
Cabin in Crestview
4.96 out of 5 average rating, 102 reviews

Cozy Lakeside Cabin - Mette Manor

Take it easy at this unique and tranquil getaway. Perfect for 2-4 people to relax, fish and experience the beautiful outdoors. Mirror Lake is a 47 acre spring fed lake with Bass, Bream and lots of opportunities to enjoy the Lake Life. Located just 28 miles from the North Florida Beaches of Destin and Fort Walton Beach and close to I-10. Historic downtown Crestview is about 10 minutes west and the Emerald Coast zoo is less than a mile to the east.

Top guest favourite
A serene lake view is framed by tall trees, reflecting vibrant sunset colors on the calm water. A small dock and canoe are visible, surrounded by lush greenery and leaves scattered on the ground, highlighting a tranquil natural setting.
Home in DeFuniak Springs
4.99 out of 5 average rating, 121 reviews

The Cove on Juniper

The Cove on Juniper Take a break and unwind at this peaceful oasis lakefront property. This cozy retreat offers a perfect blend of tranquility and adventure, making it an ideal getaway for families, friends , or solo travelers. Enjoy stunning sunsets from our lakefront fire pit. Paddle the lake in one of our two canoes or fish from our backyard dock. If you're in the mood for exploration, take a drive and discover the many springs in the panhandle.

Top guest favourite
Home in Gulf Shores
4.96 out of 5 average rating, 138 reviews

Beach & Lagoon Retreat - Private Beach Access

Welcome to Golden Hour! This newly renovated Gulf Shores retreat is just 100 steps from the beach with private, deeded access. Enjoy stunning water views from every bedroom and breathtaking sunsets nightly. 🏡 Sleeps 10 (max 8 adults) | 4 Bedrooms | 3 Ensuite Baths 🍽️ Spacious kitchen | Two living areas | Wrap-around deck 🌊 Beach gear, paddleboards, kayak & more! Located in peaceful West Beach Blvd—your perfect coastal escape

Top guest favourite
Home in Gulf Shores
4.98 out of 5 average rating, 140 reviews

Casa Verde: Heated Pool +JET SKI & Pontoon rental

Across the street is the ocean & behind the house is the lagoon; it's the best of both worlds. Swim, fish, crab & paddle board in the lagoon, then swim in the ocean & chill on the beach. Rinse off in the outdoor shower & enjoy the heated pool. FYI: pool heating costs extra: $50 per day (for 8 hours of heating - you pick the hours). You're welcome to use the Green Egg grill. We rent kayaks, a paddle board & a jet ski too.

Guest favourite
Home in Pensacola Beach
4.89 out of 5 average rating, 114 reviews

Huge Private Pool! Steps 2 Beach + Pet Friendly

Clean, coastal, and cute- this perfect beach house is ready for the whole family to enjoy! Swim laps in the largest private pool on Navarre Beach then enjoy dinner on the gigantic screened in porch. Walk a few steps across the street to the beautiful white sands of the beach and the waves of the Gulf or stroll right down the neighborhood street to catch the most gorgeous sunsets ever over the soundside.

Top guest favourite
A classic waterfront home is shown from the outside, featuring a large front porch with white railings. Colorful kayaks and paddleboards are displayed on a wooden rack beside a grassy yard, surrounded by lush greenery. Ceiling fans hang above, providing comfort.
Home in Fort Walton Beach
4.96 out of 5 average rating, 113 reviews

3 Br Waterfront Florida Classic on the Bayou

Enjoy the comfort and beauty of classic old Florida at this beautiful waterfront home. Moments away from white sand beaches and downtown, you are in an oasis of relaxation here at the Florida Classic on the Bayou. This home was thoughtfully designed and cherished by a prominent local family and features rich Florida history and details. It is our pleasure to share this oasis with you.

Top guest favourite
A two-story cabin is depicted, elevated on stilts above a grassy area. A spacious porch with railings extends around the front, featuring red shutters on the windows. Three green kayaks are visible underneath the cabin, alongside paddles, emphasizing the cabin's access to water activities.
Home in Altha
4.99 out of 5 average rating, 169 reviews

Wandering Waters Cabin

FISH-HUNT-BIKE-SWIM-KAYAK-GLAMP Come stay on the beautiful Chipola River in the Florida Panhandle. This inviting cabin overlooks the river with a spacious dock that can be used for a variety of water activities. The house is centrally located approximately one hour from Tallahassee, Dothan, and Panama City Beach-the World's Most Beautiful Beaches.

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