Host Protection Insurance

Free liability insurance of up to $1 million USD to protect against personal injury or property damage claims.
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Free for every booking, every time
Our Host Protection Insurance provides primary coverage for Airbnb hosts and landlords (when landlords are named in a lawsuit), worldwide. The programme protects against liability claims—up to $1 million USD—that happen in a listing, or on an Airbnb property, during a stay.
Protection against the unexpected
In the rare event that something doesn’t go as planned, we provide all hosts with free Host Protection Insurance. It’s third-party liability insurance in the unlikely event that someone files a lawsuit or claim against you for bodily injury or property damage.

We’re there for you with our Host Protection Insurance

We’re committed to creating a safe and trusted community around the world.
What’s covered?
    Our Host Protection Insurance programme provides primary liability coverage of up to $1 million USD per occurrence, in the event of third-party claims of bodily injury or property damage.
      The programme covers certain property damage in common areas of a property outside of the listing itself (for example: a building lobby). Landlords and homeowner associations are also covered in certain cases when claims are filed against them due to a guest suffering an injury during a stay or a guest damages building property.
        Certain conditions, limitations, and exclusions may apply.
        What’s not covered?
          Our Host Protection Insurance programme does not apply to all liability.
            Examples of what’s not covered include:
            • Property damage due to things like pollution or mould
            • Damage or injury from something done intentionally (not an accident)
            • Loss of earnings
              For more information about what our Host Protection Insurance covers and doesn’t cover, visit our Help Center.
                You can also download a comprehensive programme summary.
                Need to file a claim?
                Please contact us and we’ll connect you with our third-party claims administrator.
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