Host Protection Insurance
All Airbnb hosts have the protection of liability insurance of up to $1 million USD to protect against third party claims for personal injury or property damage.
Included with every booking, every time
Our Host Protection Insurance provides primary coverage for Airbnb hosts and landlords (when landlords are named in a lawsuit), worldwide. The programme protects against liability claims brought by third parties — up to $1 million USD—that arise from a listing during a stay.
Protection against the unexpected
In the rare event that something doesn’t go as planned and someone files a lawsuit or claim against a host for bodily injury or property damage, hosts have access to Host Protection Insurance.
We’re there for you with our Host Protection Insurance
We’re committed to creating a safe and trusted community around the world.
Our Host Protection Insurance programme provides primary liability coverage of up to $1 million USD per occurrence, in the event of third-party claims of bodily injury or property damage.
The programme covers certain property damage in common areas of a property outside of the listing itself (for example: a building lobby). Landlords and homeowner associations are also covered in certain cases when claims are filed against them due to a guest suffering an injury during a stay or if a guest damages building property.
Certain conditions, limitations, and exclusions may apply.
What’s not covered?
Our Host Protection Insurance programme is limited to certain types of liability.
Examples of what’s not covered include, but are not limited to:
- Property damage due to things like pollution or mould
- Damage or injury from something done intentionally (not an accident)
- Loss of earnings
For more information about what our Host Protection Insurance covers and doesn’t cover, visit our Help Center.
Need to file a claim?
Please contact us and we’ll connect you with our third-party claims administrator.
More info about our Host Protection Insurance
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