Vacation rentals with lake access in Panama City

4.96 out of 5 average rating, 100 reviews

A log cabin sits in a serene landscape by the water, surrounded by lush greenery. A private dock is visible, featuring two chairs and a colorful kayak resting by the shore. The cabin's expansive windows reflect the natural light, enhancing the tranquil setting.

Cabin in Youngstown

River fishing dock, playground, games, 23mi beach

Book today to make extraordinary memories at the Big Dipper Lodge, a remote log cabin with amazing waterfront views you’ll love! Your kids will love the gameroom! You will enjoy fishing & kayaking from the private dock! You can visit Econfina State Park & swim at Pitt, Sylvan, & Wiliford Springs. You’ll love white sandy clear blue water beaches nearby. You can stroll through historic St. Andrew's Bay, and you can walk the Panama City Beach Boardwalk. 28mi to ECP Airport & 47mi to Florida Caverns

4.93 out of 5 average rating, 100 reviews

Gulfview! Cozy Beach Oasis | 5 Pools + King Suite

Enjoy family fun with stunning views of the Gulf and quick access to the sandy beach! This rare, kid-friendly unit at Laketown Wharf Beach Resort is on a low floor near the elevator, offering easy access and private owner service. Relax at 5pools, enjoy onsite dining, and stay in one of the most upgraded units available. With a Smart View TV, comfort meets convenience. “Come for the beautiful beaches, stay awhile, for the VIEW.” Check out our awesome reviews and see why guests keep coming back!

4.98 out of 5 average rating, 144 reviews

An open-concept kitchen features a glossy black countertop complemented by clear bar stools. A vibrant mural of tropical leaves in bright colors adorns one wall, adding a lively touch to the space. Pendant lights hang above, illuminating the inviting kitchen area.

Home in Sunnyside

Mini Golf, West End, 0.5 to Beach, By 30A, Backyar

Escape to The Palms at Panama City Beach, your ultimate beach getaway! Nestled between PCB's most visited areas—Pier Park and 30A—our prime location offers the best of both worlds, with a short drive in either direction. Just 0.5 miles from the beach and a block from lake + boat access, you'll have endless outdoor activities at your fingertips. For your convenience, The Palms is situated near two airports—ECP and VPS—and features a spacious driveway that comfortably accommodates up to four cars.

4.85 out of 5 average rating, 125 reviews

A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.

Condo in El Centro Beach

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

A spacious living area features a sectional sofa with colorful throw pillows and a textured area rug. A light-colored coffee table is positioned in front, while a dining area with white furniture is visible in the background. The kitchen opens up to the space, equipped with modern appliances.

4.85 out of 5 average rating, 100 reviews

Sugary White Shores by Boba

Welcome to your private paradise—just 5 minutes from the beach! Enjoy top-notch amenities like an elevator, refreshing pool, tennis courts, boat dock, and a cozy fire pit, all yours to enjoy! The ground level features a variety of local favorites, including a Euro Food Market and the popular Guadalajara Restaurant. Plus, you're perfectly located between two amusement parks and just minutes from Walmart, Publix, Zoo Park, and St. Andrew’s State Park. Perfect blend of relaxation and adventure!

The image captures a large outdoor pool area surrounded by palm trees and lounge chairs. Multiple swimming pools are visible, with a circular feature in the center. Guests can be seen enjoying the sun and water, while the tall resort buildings stand prominently in the background.

4.89 out of 5 average rating, 129 reviews

100 ft to beach !810 bowling, arcade, Gym, 5 Pools

Laketown amenities - 5 swimming pools (One is heated )and 2 hot tubs , gym, 3 shops, 5 restaurants , hair salon, and a Vegas-style water and light show every night at 8pm. With a private gated beach access, steps to the beach and Pineapple Willy's restaurant! 810 bowling and billiard, arcade. Pickleball Gym Golf course Waterpark and zoo 5 minutes dr. Walmart across Master Bedroom: King Bed 2nd Bedroom: King Bed 3rd Bedroom: Bunkroom with twin bunks Living Room: Queen Sleeper Sofa Sleeps 8

4.84 out of 5 average rating, 120 reviews

Sweet Dreams Gulf Views Are Made Here!

"SWEET DREAMS"6th FLOOR- SUPER HOSTED- FRESH PHOTOS All newer furnishings, APPLIANCES, AC, LVP FLOORS, paint, linens, bedding (memory foam king) CUSTOM PRIVATE BUNK/full BATH, Smart TVs at the end of each bunk! Perfectly located on the 6th floor with direct access to parking garage NO ELEVATOR needed! This resort has every luxury you could want- 5 POOLS (1 heated seasonally, 1 kiddie, 1 rooftop, 1 lakeside, 2 at main entry) restaurants, 2 HOT TUBS! HURRY TO REFRESH and REJUVIENATE your SOUL!

4.9 out of 5 average rating, 215 reviews

A spacious living area features a light-colored sectional sofa adorned with soft cushions. A decorative coffee table sits on a colorful area rug, complemented by a small plant on a side table. Natural light streams through large windows, illuminating the cozy environment.

Home in Sunnyside

Free Golf Cart, 5 min to Beach, Community Pool

Welcome to The Dancing Pelican Beach House! This gorgeous home is in a quiet, safe, family-friendly community in Inlet Beach. You will love taking the free golf cart to our free public beach (5 minutes away). Drive 5 minutes to scenic 30A and enjoy Rosemary Beach, Alys, Seacrest & more. Walk to the community pool, Lake Powell and Camp Helen State Park. Includes beach gear, fully equipped kitchen, outdoor grill, coffee maker, washer/dryer, WiFi, 3 Smart TVs, linens, towels and much more!

4.99 out of 5 average rating, 168 reviews

The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.

Condo in Inlet Beach

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

4.89 out of 5 average rating, 141 reviews

A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.

Condo in Sunnyside

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Did I say private beach?

The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.

4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

4.9 out of 5 average rating, 202 reviews

Condo in Panama City

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Popular amenities for Panama City lake-access rentals

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Lake-access house rentals

4.78 out of 5 average rating, 18 reviews

A sweeping view of the beach showcases a serene expanse of golden sand and turquoise waters. Rows of blue umbrellas are neatly arranged along the shore, extending towards the horizon where the ocean meets the sky. Gentle waves create a calming atmosphere.

Home in Sunnyside

Beachfront Paradise

5 out of 5 average rating, 76 reviews

A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.

Home in Santa Rosa Beach

Romantic Seagrove Palmetto Bungalow 30A Lakefront

4.99 out of 5 average rating, 84 reviews

The modern, white exterior of a two-story home is showcased, featuring large windows that allow ample natural light. A paved driveway leads to a garage, surrounded by palm trees and lush landscaping, set against a clear blue sky.

Home in Rosemary Beach

Golf Cart! Walk to Beach! Pool! Bikes! Beach Gear!

5 out of 5 average rating, 3 reviews

Home in Panama City

Lakefront Retreat with Hot Tub, Pool and Fire Pit

5 out of 5 average rating, 15 reviews

A welcoming entrance features a porch swing adorned with cushions, inviting relaxation. Bright blue shutters frame a door decorated with a seasonal wreath. Potted plants add greenery, complementing the cheerful yellow exterior of the cottage. A doormat with 'Welcome' greets guests as they arrive.

Home in Walton County

FREEGolfCart•FirePit•Bikes•Paddleboards•Near Beach

4.89 out of 5 average rating, 65 reviews

The exterior of the beach house is presented, featuring light gray walls and a welcoming entryway with double glass doors. Yellow Adirondack chairs are positioned on a paved patio, complemented by green landscaping and a clear blue sky above.

Home in Biltmore Beach

20% off 7+nights~2 King Bds~Dog~Walk 2 the Beach

4.85 out of 5 average rating, 20 reviews

A well-maintained pathway leads to a private pool, surrounded by lush landscaping. Vibrant plants line the walkway, enhancing the serene atmosphere. A gazebo can be seen in the distance, providing sheltered outdoor seating. The bright sky adds a tranquil backdrop to the setting.

Home in Panama City

Amazing BayBungalow Private Pool

4.83 out of 5 average rating, 41 reviews

A spacious porch is furnished with comfortable seating arrangements, including a wicker chair and a couple of upholstered chairs. A small blue table complements the relaxed atmosphere. Sunlight filters through the greenery, casting gentle shadows on the warm wooden decking.

Home in Holiday Beach

Sunset Eyles

Lake-access apartment rentals

A sandy path through grassy dunes leads to the tranquil beach. Lush greenery and beach grasses frame the scene, while the blue ocean is visible in the distance under a bright sky with scattered clouds.

4.96 out of 5 average rating, 49 reviews

Barefoot Bungalow Beachfront

Apartment in Santa Rosa Beach

A wide view of Seagrove Beach showcases soft white sand and clear turquoise waters. Sun umbrellas and beach chairs line the shore, while gentle waves lap at the beach. In the distance, coastline buildings and a blue sky with scattered clouds can be seen.

4.92 out of 5 average rating, 13 reviews

Pool | Walk to Beach | 2 Bed | Tennis | Seagrove

Apartment in Panama City Beach

A balcony view is captured, featuring two patterned chairs and a small table. The ocean stretches in the background, showcasing varying shades of blue, while a coastal landscape is visible below, emphasizing the serene environment.

4.89 out of 5 average rating, 126 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

A spacious bedroom features a large bed with a white quilt and decorative pillows, complemented by bedside lamps. Floor-to-ceiling windows offer views of the ocean and access to a private balcony, while light curtains frame the windows, allowing natural light to brighten the room.

4.95 out of 5 average rating, 41 reviews

Emerald Coast Sea-renity.

The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.

4.96 out of 5 average rating, 73 reviews

Paradise in Pirates Cove

A bright and welcoming primary suite features a spacious bed adorned with tropical bedding. A decorative ceiling fan adds a touch of elegance, while a large mirror reflects the light. The room leads to a hallway, providing glimpses of the nearby bathroom and exterior views.

4.96 out of 5 average rating, 45 reviews

The Palms I Gorgeous Condo with Gulf View

A comfortable bedroom features a spacious bed adorned with turquoise and white bedding. The walls display a vibrant blue accent with the word "BEACH" highlighted. Natural light enters through a window, while a ceiling fan offers a gentle breeze. A full-length mirror adds depth to the space.

4.67 out of 5 average rating, 6 reviews

Lakefront and Beachside Condo 2.5 Miles to 30A

Apartment in Panama City Beach

The living area features a light blue wall, enhancing the spaciousness. A comfortable gray sofa faces a white coffee table and a dining table with white chairs. Natural light floods the space through the sliding glass doors, revealing a stunning Gulf view from the balcony.

5 out of 5 average rating, 23 reviews

Laketown Wharf 509: Gulf Views + Free Activities!

Lake-access cottage rentals

Cottage in Bid-a-wee Beach

An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.

5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Cottage in Santa Rosa Beach

A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.

4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Cottage in Santa Rosa Beach

A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.

4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Cottage in Seagrove Beach

A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.

4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Cottage in Laguna Beach on the Gulf of Mexico

A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.

4.91 out of 5 average rating, 44 reviews

Aquaman’s Beach Cottage/Paw-some SnowBird Retreat!

4.94 out of 5 average rating, 32 reviews

A quaint outdoor space features a picnic table surrounded by gravel, ideal for gatherings. In the background, the serene lake reflects the soft hues of twilight, framed by trees and kayaks at the water's edge.

Cottage in Southport

4 Person Lake Front Cottage with Kayaks

Cottage in Laguna Beach on the Gulf of Mexico

A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.

4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!