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Vacation rentals with lake access in Choctawhatchee Bay

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Top-rated lake-access accommodations in Choctawhatchee Bay

Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

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Top guest favourite
A contemporary kitchen features light cabinetry and a spacious countertop adorned with a granite surface. Modern appliances are seamlessly integrated, including an oven and a stovetop. Stylish pendant lights provide illumination above the counter where three bar stools are arranged.
Townhouse in Rosemary Beach
4.99 out of 5 average rating, 133 reviews

Lux 30A Town Hm, Heated Pool, CART, Beach & Dining

Stay right on Scenic 30A in this Luxury Getaway & your family will be close to everything with a centrally-located villa. 30A Sandpiper perfectly interprets the Emerald Coast Seaside Spirit 🏖️ a peaceful retreat nestled along the most beautiful beaches in the Gulf of America 🇺🇸. Across 30A is The Big Chill, a 1st-class entertainment district with lots of f/b options. Master BR1 ensuite has spa-like bathroom. 2nd MBR & Great Room each offers balcony access. Property includes 5 ⭐️ Resort Style POOL

Top guest favourite
The exterior of Dune Villa is showcased, featuring a covered porch with a railing and seating for relaxation. Surrounding trees provide shade, while a wooden fence borders the space, offering privacy. The structure's simple design reflects a welcoming ambiance.
Guesthouse in Santa Rosa Beach
4.96 out of 5 average rating, 256 reviews

Dune Villa - Santa Rosa Beach /30-A

Dune Villa is located on the west end of 30-A. Our stand alone guest house has a private entrance with guest parking, full kitchen, laundry, queen size bed, bathroom and outdoor shower. Beach chairs/umbrella, beach towels, cooler, and two bicycles are provided. Just around the corner from Stinky’s Fish Camp, Santa Rosa Golf Club, Topsail State Park, Coastal Dune Lakes and Gulf Place Town Center. The perfect vacation rental for quick trips to the beach, business trips, or an extended vacation.

Top guest favourite
An aerial view captures the beachfront studio’s location within the Sandestin Resort. The image showcases the pristine white sand and turquoise waters, with pools visible nearby and lush greenery surrounding the buildings, emphasizing the resort’s spacious coastal setting.
Condo in Miramar Beach
4.98 out of 5 average rating, 171 reviews

Light &Airy ON Beach, Golfcart* Hot Tub, SanDestin

Airy 1st floor Sleek studio ON Beach. 🛺Golf cart w/3+ nts. In Sandestin Resort between Destin & 30A. NEW Pool & Hot Tub! West Elm furniture & King bed with beachfront view. Relax on the patio’s Bali bed & listen to the waves. WiFi & 55” smart TV. Kitchen w/coffee cart. Washer/dryer. Enjoy free gym, tram, beach, trails, golf, dining, shopping & entertainment all without leaving gated resort! Perfect honeymoon, baby moon, romantic getaway, girls trip, solo travel or lil’ fam vacay! *NO animals

Top guest favourite
An open living space features a large flat-screen television mounted on a white wall. A comfortable sectional sofa is positioned around a coffee table, complemented by decorative elements such as a plant and books. A sleek kitchen bar with stools enhances the layout, creating a welcoming atmosphere.
Townhouse in Fort Walton Beach
4.94 out of 5 average rating, 194 reviews

Beauty & The Beach near Gulf Beaches & Bay

Relax in this calm/stylish getaway within walking distance to the gulf beaches. Our home sits next to the boardwalk only a 5 min walk to the beautiful white sands of the Gulf plus 1 min walk to the bay! Near restaurants/bars and fun family activities You’ll love the location/convenience of Okaloosa Island near beach access #1 Destin- 10 min drive Ft Walton Convention Center-5 min drive Downtown Ft Walton -10 min walk FWB Pier -10 min walk ✈️ Destin / Fort Walton Airport - 20 min drive

Guest favourite
The backyard features a private saltwater pool surrounded by lounge chairs and umbrellas for shade. A large swan float is positioned in the water, and a patio area includes a grill, enhancing the outdoor space for relaxation and entertainment.
Home in Santa Rosa Beach
4.98 out of 5 average rating, 120 reviews

Saltwater Pool Firepit & BBQ Pet-Friendly Near 30A

This is your 30A Florida escape, where relaxation meets adventure and every amenity imaginable. Guests rave about our extras! This pet friendly home has a fenced-in backyard, private pool (heated upon request), smart TVs with streaming apps, games room, sports gear (rackets, bicycles, and more)—perfect for families. Minutes from Sandestin Miramar Beach, Santa Rosa Golf Club, you're close to the area's top beaches, dining, world-class golf courses, and scenic trails. All that’s missing is you.

Guest favourite
A spacious studio condo features light blue walls and a striped rug, creating a relaxed atmosphere. A large window offers views of the surrounding area, while a comfortable seating area includes a sofa. A flat-screen television is mounted on the wall opposite the King size bed.
Condo in Miramar Beach
4.88 out of 5 average rating, 285 reviews

Sandestin Luau 6th flr Studio - Close to the beach

Beautifully updated 6th floor condo in Sandestin Golf & Beach Resort, just steps from Sandestin private Beach. Recently painted and well-maintained with stunning sunset views, it’s the perfect coastal retreat. Features a king bed, queen sofa bed, and a kitchenette with microwave, sink, and mid-size fridge and a small balcony. Enjoy TRAM access to the village of Baytowne Wharf, Netflix and beach gear with cart for easy access to the beach. Stylishly decorated for a relaxing and memorable stay.

Guest favourite
A cozy living area features a soft green sofa adorned with patterned cushions. A wooden coffee table sits on a geometric rug, while decorative mirrors and wall art enhance the space. Natural light illuminates the room through a nearby window.
Apartment in Santa Rosa Beach
4.91 out of 5 average rating, 140 reviews

On 30A! New 1BR Apt. w/ KING 10min walk to beach!

Welcome to Boho Bleu! Our newly renovated 1BR apartment ON 30A w/ a private entrance just a 10min. walk to the beach. Enjoy the luxurious king bed, fully stocked kitchen, TV w/ Amazon Firestick, washer/dryer access & private patio. Serene Stallworth Beach (AKA Beach Highlands) just .4mi. away. Walk to 30A favorites such as Stinky's Fish Camp and Elmo's Grill. Enjoy the natural beauty and activities at nearby Topsail Hill Preserve State Park. Book “Boho Bleu” now for your perfect getaway!

Guest favourite
A porch swing made of dark wood is positioned on a covered deck, providing views of the calm waterway. Potted pink flowers add color to the scene. In the background, the gentle slope of green grass leads to a dock and chairs along the bank.
Guest suite in Santa Rosa Beach
4.95 out of 5 average rating, 325 reviews

SIT ON The BoatDockFishKayakPaddleboardDolphins

Private Waterfront Suite on the Choctawhatchee Bay. 7 miles to Destin Beaches 4 mi. To Baytowne Wharf 5 mi. To the popular 30A Emerald Coast beaches . Nightlife , Restaurants , Shopping and fishing! On site parking and dock space . About a half hr. Ride On your boat to Crab Island. Hop on the Paddle boards or kayaks that are provided to spot dolphins in the Bay! ( Please use at your own risk) Life Jackets provided . Corn hole, croquet and badminton available for extra play options .

Guest favourite
A large, mickey-shaped pool is surrounded by lounge chairs and tropical landscaping. In the background, the waterway can be seen, framed by palm trees and extending toward the horizon under a clear blue sky.
Condo in Fort Walton Beach
4.9 out of 5 average rating, 431 reviews

Relaxing Soundside Condo - WataView!

Vacation or work at our comfortable waterfront kitchenette studio in the heart of Fort Walton Beach. The sugar white sand beaches are just a short drive away, and adventure awaits right at your doorstep on Santa Rosa Sound. Includes pool and marina! Boat slip (28 Ft) available! The unit has a queen bed and futon that lays down to a full size bed. It's very comfortable for small groups. We are real owner-hosts and strive to keep our unit spotless and well supplied for our cherished guests.

Top guest favourite
The living room is furnished with a queen-sized sleeper sofa, a coordinated swivel chair, and a large chest-style coffee table. Floor-to-ceiling sliding glass doors lead to a balcony, allowing natural light to fill the space and offering expansive views of the surrounding area.
Condo in Miramar Beach
4.98 out of 5 average rating, 157 reviews

Our Beach Getaway at Miramar Beach - Destin

Come enjoy breathtaking views of the Gulf of Mexico and beautiful sunsets in our modern and family-friendly home away from home. Our home on the 8th floor is perfect for beach-loving families, couples, retirees and travelers from around the world. We are about a 5-6 minute walk from the fabulous white sand beach and the beautiful blue / green waters of the Gulf of Mexico. Our property has been cleaned, sanitized & disinfected using CDC COVID-19 recommendations prior to your arrival.

Guest favourite
A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.
Treehouse in Santa Rosa Beach
4.91 out of 5 average rating, 121 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Guest favourite
A modern bedroom features sliding barn doors that create a seamless entrance. A spacious bed with a dark grey blanket is centered in the room, flanked by soft lighting. A textured rug adds warmth, while a ceiling fan enhances airflow in the relaxed atmosphere.
Loft in Destin
4.94 out of 5 average rating, 441 reviews

The Naughty Scene 233

Brand new 1 bedroom apartment complete set up for coupleONLY or small family of 3.the perfect place for celebration a special moment,relax whit your love one and make memories.right in the center of Destin 1 minute drive to the public beach,2 minute drive to the harbor walk village..flower, cards, wine is available for surprise ,( just ask me) NO SMOKERS OR PARTYING INSIDE MY PLACE.please read other details to note!DU NOT BRING EXTRA FRIEND INSIDE and read OTHER DETAILS TO NOTE

Popular amenities for Choctawhatchee Bay lake-access rentals

KitchenWifiPoolFree parking on premisesAir conditioning

Lake-access house rentals

Guest favourite
A two-story green beach house is featured in a quiet cul-de-sac, with a golf cart parked in front. The house has a covered porch and multiple windows, surrounded by greenery and palm trees, offering a relaxing coastal vibe.
Home in Santa Rosa Beach
4.85 out of 5 average rating, 115 reviews

South of 30A. Golf Cart. Pool. Gym.

Guest favourite
A private oasis is showcased with a heated saltwater pool surrounded by palm trees. Comfortable lounge chairs and an umbrella provide shaded seating. The pool area is enclosed by a white fence, enhancing the secluded ambiance. Adirondack chairs are arranged nearby for relaxation.
Home in Santa Rosa Beach
4.88 out of 5 average rating, 156 reviews

30A Best, Private Heated Pool, 2 min walk to beach

Top guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 75 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Guest favourite
A private pool area is surrounded by lush palm trees and decorative murals. Two lounge chairs are positioned beside the pool, offering a relaxing space. Soft string lights illuminate the scene, enhancing the tranquil evening atmosphere.
Home in Destin
4.94 out of 5 average rating, 108 reviews

Book Holiday! Private Beach, Heated Pool, 2 Kings!

Top guest favourite
Home in Miramar Beach
4.99 out of 5 average rating, 98 reviews

Bay, Lake & Golf View Home with 6-Seater Golf Cart

Superhost
The three-story vacation home features a bright yellow exterior with a red metal roof and multiple balconies. Palm trees line the walkway leading to the front entrance, with a landscaped area adding a touch of greenery. The spacious driveway accommodates several vehicles.
Home in Santa Rosa Beach
4.94 out of 5 average rating, 140 reviews

Sunny Beaches on 30a

Top guest favourite
A charming cottage is showcased amid lush landscaping. A 6-passenger golf cart is parked in the driveway, providing convenient transportation options. Tall trees surround the area, enhancing the property's serene environment. The home's exterior features light-colored siding and large windows, inviting natural light.
Home in Destin
5 out of 5 average rating, 33 reviews

Sandestin Golf Cart to beach 5 mins + park 4 SUVs

Superhost
Home in Destin
4.8 out of 5 average rating, 5 reviews

Pelican Pointe at Destin Pointe Resort

Lake-access apartment rentals

Guest favourite
Apartment in Miramar Beach
4.93 out of 5 average rating, 44 reviews

Snowbird $/Beach&Lake View Haven/2 Kings/Concerts

Superhost
A vibrant green chair is positioned near expansive glass doors, offering a view of the ocean beyond. Light-colored curtains frame the doorway, and a tropical-themed painting is mounted on the wall. A wooden cabinet with various amenities is visible to the right.
Apartment in Destin
4.71 out of 5 average rating, 267 reviews

Beachfront Condo, Ocean View 2BR/2BA, Majestic Sun

Guest favourite
A wide view of Seagrove Beach showcases soft white sand and clear turquoise waters. Sun umbrellas and beach chairs line the shore, while gentle waves lap at the beach. In the distance, coastline buildings and a blue sky with scattered clouds can be seen.
Apartment in Santa Rosa Beach
4.92 out of 5 average rating, 13 reviews

Pool | Walk to Beach | 2 Bed | Tennis | Seagrove

Top guest favourite
A wooden dock extends into Poquito Bayou, featuring a green umbrella providing shade over a seating area. The clear blue water reflects the sky, while the shoreline is lined with lush greenery. Nearby, a flag is visible, indicating a peaceful outdoor setting.
Apartment in Shalimar
4.99 out of 5 average rating, 159 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

Superhost
Apartment in Destin
4.82 out of 5 average rating, 114 reviews

Sunny Daze 0.8 Miles to beach, monthly discount

Top guest favourite
Gentle waves lap against a pristine sandy shore, with clear turquoise water stretching to the horizon. The beach features soft, white sand with faint footprints leading into the shallows, creating a serene coastal scene under a bright blue sky.
Apartment in Santa Rosa Beach
5 out of 5 average rating, 38 reviews

Newly renovated modern studio steps from the beach

Guest favourite
The living area features a bright red sectional sofa accented with neutral pillows. A wooden coffee table sits on a textured rug, and a wall clock adds a touch of character. Natural light filters through large windows dressed in patterned curtains, creating a welcoming ambiance.
Apartment in Destin
4.85 out of 5 average rating, 100 reviews

Emerald Getaway

Guest favourite
A modern living area features a leather sectional sofa paired with decorative pillows. A sleek, glass coffee table sits atop a patterned rug. The kitchen island, equipped with barstools, offers a view through large windows that provide natural light and overlook the landscape.
Apartment in Destin
4.92 out of 5 average rating, 178 reviews

Luxview

Lake-access cottage rentals

Top guest favourite
An outdoor space is highlighted with paver stones, featuring a covered car parking area and a seating arrangement comprised of several outdoor chairs. Lush greenery and palm trees provide a backdrop, enhancing the open and expansive environment under a clear blue sky.
Cottage in Panama City Beach
5 out of 5 average rating, 11 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

Guest favourite
A bright and airy living area features a light-colored sofa and a round coffee table. Two unique chairs made of wood are positioned nearby. An entertainment unit displays a colorful TV screen, while a dining area with high chairs is visible in the background.
Cottage in Santa Rosa Beach
4.96 out of 5 average rating, 106 reviews

Seagrove Escape | Renovated & Snowbird-Friendly!

Guest favourite
A round table is set with a brightly colored floral tablecloth and surrounded by four black chairs on a wooden porch. A small vase with a plant and a decorative item are placed on the table, with a door and a light blue wall visible in the background.
Cottage in Santa Rosa Beach
4.76 out of 5 average rating, 34 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

Guest favourite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 201 reviews

Seaside 30A "Hemingway Cottage" Close to Beach

Superhost
A welcoming porch features two comfortable chairs and a side table set on a striped rug. The walls are painted in a soft turquoise, with light streaming through the open door, revealing a glimpse of a bright kitchen area beyond.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

Aquaman's Beach Cottage: Pawsitively Perfect Yard!

Guest favourite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Panama City Beach
4.91 out of 5 average rating, 44 reviews

The Cottage on Alta Vista-so charming!

Top guest favourite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 33 reviews

Cozy cottage by the sea

Superhost
A two-story cottage with gray siding and a light-colored roof features well-maintained landscaping. The home is set back from the street, surrounded by greenery and colorful blooming plants. A paved driveway leads to a garage door, enhancing the welcoming exterior.
Cottage in Rosemary Beach
4.73 out of 5 average rating, 15 reviews

30A Beach Access, Sea La Vie

Destinations to explore