Vacation rentals with beach access in Cowes

A wooden outdoor dining table is set with two glasses of wine and an open magazine. Beyond the table, a spacious green lawn leads to a calm ocean, framed by a clear blue sky and lush trees along the shore.

4.89 out of 5 average rating, 286 reviews

Foreshore barefoot beachouse BBQ, wallabies +waves

Family Foreshore Beach House. Tucked at the end of a quiet culdesac this relaxed foreshore hideaway is made for barefoot holidays. Wander to rock pools, play on the lawn, watch wallabies graze and kookaburras laugh in the trees or gather on the deck as the BBQ sizzles and waves roll in. Two living areas give families space to spread out while cosy bedrooms invite slow mornings with sea views. A fully equipped kitchen makes longer stays and entertaining a breeze your island home away from home

4.89 out of 5 average rating, 249 reviews

A modern retreat is surrounded by native coastal trees, with a spacious wooden deck featuring outdoor seating. Large glass doors reveal the open plan interior, seamlessly connecting the indoor and outdoor spaces. Potted plants add a touch of greenery to the inviting atmosphere.

Home in Surf Beach

SaltHouse - Phillip Island

Welcome to SaltHouse, a minimalistic modern beach retreat nestled amongst the dunes and striking coastal banksias of Surf Beach Phillip Island. Perfect for couples and opposite the beach, this architecturally designed space allows you to bask in the un-hurriedness of life, enjoy long summer days and warm winter fireside snuggle-ups, all to the sounds of Bass Straight. Walk the dog friendly beach, dive deep into the crisp saltwater waves and simply reconnect. Un-pace yourself IG@salthouseretreat

A bright, open living area features comfortable seating with a neutral color palette, complemented by aqua accents. A dining table is set for several guests, and large windows allow natural light to fill the space, offering views of the surrounding greenery.

4.77 out of 5 average rating, 1195 reviews

The Nautical Mile - pets yes, walk to beach & town

*Brand new bathroom toilet and laundry will be here from 7 Aug 2026 Welcome to a bright, cosy, family & pet friendly Phillip Island accommodation. 3 bedroom house, fully fenced, walk to local off- leash dog beach & Cowes centre. Kids' playground and playroom on premises. Short drive to boat ramp and all tourist attractions. Free parking & great location! 2 min drive to Boat Ramp. Town centre a 1.2km walk, beach 500m. Reasonable rates for the entire home. 7 guests max. Pets welcome inside 🐾.

4.97 out of 5 average rating, 733 reviews

The entrance to Hobsons Cabin is framed by a large palm tree and edged with flowering plants. A pathway leads to a screened door, which opens to a small porch area furnished with seating. Natural light filters through the surroundings, creating a welcoming entry space.

Guest suite in Cowes

Hobsons Cabin - Perfect for couples or singles.

Hobsons Cabin is a self contained cabin (one of two cabins in our backyard) at the right hand side of our private backyard. Access through gates and carport. Features QS bed, split system heating & cooling, kitchenette includes microwave, fridge, toaster, kettle, electric frypan, cutlery & crockery, Smart TV with Netflix and Foxtel. Separate toilet & bathroom. All linen supplied. Close to beach, GP track, Penguin Parade, Nobbies Centre. 5 mins drive to Cowes to all shops & restaurants.

4.94 out of 5 average rating, 348 reviews

A cozy lounge area is presented with a comfortable blue sofa adorned with decorative cushions. A textured rug covers the floor, complemented by a wooden coffee table and a woven side table. Soft natural light filters through the space, highlighting the decor.

Guest suite in Cowes

Pet friendly studio for couples + 2.

A private and homely guest suite attached to main house in quiet street, 4 doors from north facing beach and 2 min drive to Cowes central. Reverse cycle A/C and electric fire place in lounge room with award winning sofa bed, a separate bedroom with king bed (electric blankets organic linen/cotton sheets) fully equipped kitchenette, bathroom with spa bath, shower, 6 ft fenced private courtyard, bbq, outdoor setting and secured for pets. 30 minute beach walk to Main Street. No shared areas.

A modern beach house is seen from a street view, featuring a combination of red and gray siding. Lush green landscaping with low shrubs and trees surrounds the property. Two geese and a rabbit are calmly crossing the lawn, adding a natural touch to the tranquil scene.

4.94 out of 5 average rating, 323 reviews

Tranquil Island Family Villa

*NO SERVICE & CLEANING FEES* A modern, as new 3-bedroom beach house, only a short distance to the family-friendly beaches of Red Rocks, Cowes and the Anderson Rd boat ramp. This fully self-contained home in a tranquil setting, comes with all that is needed to enjoy a comfortable, tranquil & memorable family stay and experience on Phillip Island with all it has to offer. Extra charge of $20 for more than 6 guests. DISCOUNTS, 40% monthly, 50% 12-week bookings, WIFI - NBN-2-premises.

4.78 out of 5 average rating, 223 reviews

A spacious lawn is framed by carefully shaped bushes and a variety of plants, enhancing the garden's natural beauty. The cottage features large windows that invite light, while a paved area leads to the entrance. The property is set under a clear blue sky.

Cottage in Cowes

Koala Cottage Beach Hideaway 5 mins walk to beach

Relax and unwind at Koala Cottage! With large gardens front & back, and everything newly renovated inside you might never want to leave the property. If you do venture out the beach is just a 5 minute stroll away, and the town centre 10 minutes walk. The interior has been created by one of Melbourne's leading kitchen & bathroom designers, so you can expect luxurious Italian fittings and all the mod cons you need (in fact, this is her holiday home, now available on Air BnB).

A modern kitchen and dining area is showcased, featuring a large island countertop with bar stools. The cabinetry has a mix of light and dark wood finishes, and appliances include a stainless steel refrigerator and a gas stove. Natural light fills the space, enhancing its functionality.

4.83 out of 5 average rating, 721 reviews

Perfect Family Getaway Home

This modern house is the perfect family getaway destination for your trip to the island. Located in a safe, quiet street away from the buzz but with everything at door step. Sleeping a maximum of 7 guest , it's features includes 3 fully furnished bedrooms and an open plan kitchen, dining & living area which open onto a sun-filled deck for outdoor dining and relaxing. The cafe blinds ensure the deck can be enjoyed all year round as the kids play in the secure court yard.

An open-concept living area is highlighted, showcasing a large wooden dining table with comfortable chairs. A spacious kitchen with modern appliances is visible, while the cozy lounge area features large windows allowing natural light to brighten the space. A wood-burning stove adds warmth to the atmosphere.

4.86 out of 5 average rating, 446 reviews

Surf Dreaming Is, 2 lounges, 1 fireplace, 4 bdms

With 4 bedrooms and two separate living areas, Surf Dreaming offers spacious and comfortable accommodation for both families and groups. Located in Cowes, the house is positioned with easy access to the Penguin Parade, GP circuit, the Nobbies Reserve and Surf Beaches. On chilly evenings enjoy relaxing in front of the fire while the kids are downstairs with the largescreen TV, DVD, Nintendo Switch and Billiard Table. The four bedrooms comfortably sleep 11 people.

A living area features two blue sofas, one with decorative cushions, positioned around a round jute rug. A wooden coffee table sits in front of a television. Natural light enters through a large window, accompanied by a potted plant and artwork on the walls.

4.9 out of 5 average rating, 414 reviews

Smith Girls Shack 2 Cowes Great location !

Escape to this beautiful 2 bedroom unit in a prime location of Cowes. You can leave your car at the door as we are located only 250 metres from the centre of Cowes Main Street with all its amazing shops and cafes and 200 metres from the beach which you can see from the front deck. PLUS if you like to holiday with friends and family we have another Shack right next door! The same size with a back gate between the 2 yards (find link in details)

4.96 out of 5 average rating, 156 reviews

Home in Surf Beach

The House - Poet's Corner | Boutique Accomodation

Escape to Poet’s Corner House, a peaceful Phillip Island retreat with a private fenced garden, outdoor kitchen, pizza oven, cozy fireplace, and sunlit loft lounge. Ideal for couples, small families, friends, and dog-friendly stays, the home is made for slow mornings, beach days, long garden meals, and relaxed evenings by the fire. Walk to Surf Beach and enjoy easy access to Cowes, San Remo, wildlife experiences, and the Penguin Parade.

4.96 out of 5 average rating, 138 reviews

A minimalist living area features a spacious, light-colored sectional sofa set against a textured wall. Natural light casts gentle shadows across the room. A small black table sits in front, accompanied by potted plants, creating a serene and inviting space.

Home in Kilcunda

Corvers Rest

Corvers Rest is a minimalist beach shack located on the clifftops overlooking Bass Strait. A place to rest and detach amongst wild natural surrounds. The shack provides the essence of an Australian beach shack with views across the ocean and hinterland. It trims back everything else. A string of ocean beaches nestled between coastal cliffs are within a short walk. Outdoor showers, fire pit and BBQ are all present.

Popular amenities for Cowes beach-access accommodations

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Apartment rentals with beach access

A serene view from the apartment showcases the coastline with glistening water and tree-lined shores. Pine trees stand tall in the foreground, while a clear blue sky with a few scattered clouds enhances the peaceful outdoor scenery.

4.76 out of 5 average rating, 215 reviews

Beautiful apartment moments from the beach & shops

A spacious bed is neatly arranged with dark bed linens and decorative pillows, including a red accent pillow. Two bedside lamps provide soft lighting, creating a cozy ambiance. A rolled towel rests on the blanket, adding a touch of hospitality.

4.94 out of 5 average rating, 171 reviews

Stone's Throw Beachside, View, Netflix, WIFI

The spacious bedroom features a queen-sized bed with a textured blanket and cozy pillows. A comfortable lounge area is visible with a sleek couch and coffee table. Natural light comes through the nearby sliding glass doors, leading to a small outdoor area.

4.99 out of 5 average rating, 160 reviews

Seaside Getaway! Couples Retreat on the Esplanade

4.9 out of 5 average rating, 354 reviews

Apartment in San Remo

Entire apartment with Ocean and Cape Woolamai view

Apartment in Smiths Beach

An outdoor seating area features a wooden table and chairs amidst lush greenery. A surfboard leans against the wall of the studio, complemented by stone pathways and decorative planters, enhancing a serene garden environment.

Beachwood Studio- the beach at your doorstep

4.98 out of 5 average rating, 206 reviews

4.91 out of 5 average rating, 165 reviews

The exterior of the property showcases a two-story house with a large balcony supported by white railings. Lush purple flowers and green shrubs adorn the garden, enhancing the inviting appearance. A satellite dish is mounted on the roof, while the surrounding landscape features well-maintained grass.

Apartment in Ventnor

Secluded Ventnor getaway.

A glass sliding door opens to a paved patio area featuring a small table and chairs. Lush greenery is visible in the foreground, while glimpses of water and beach can be seen in the background, framed by trees and natural surroundings.

4.85 out of 5 average rating, 181 reviews

110@ Waves Phillip Island,Cozy Beach Stay in Cowes

The exterior of the building features large glass windows that allow natural light to illuminate the interior. Lush greenery surrounds the entrance, creating a welcoming approach. A sign indicating 'No Vacancy' is displayed prominently.

4.88 out of 5 average rating, 147 reviews

Apartments at Glen Isla

House rentals with beach access

The exterior of the beach home is revealed, featuring white siding and large glass doors opening to a wooden deck. A hanging chair is positioned on the deck, surrounded by potted plants. The well-maintained yard is fenced with a white picket fence, providing privacy.

4.95 out of 5 average rating, 151 reviews

Salty Rays 70s Beach House

The single-level house features a wraparound porch with seating, surrounded by a spacious grass lawn. Lush shrubs and trees provide privacy. The exterior showcases a mix of wooden finishes, and large windows allow natural light to brighten the interior.

4.82 out of 5 average rating, 266 reviews

Cowes Pet Friendly Family Home

A bedroom features a queen bed with soft bedding, complemented by two woven bedside lamps that provide gentle lighting. Above the bed, an artistic painting in shades of blue adds a calming touch to the space. A green accent pillow is positioned on the bed.

4.7 out of 5 average rating, 405 reviews

The Olives! Location! Location!

An outdoor seating area features two stylish chairs under softly glowing string lights, creating a relaxed ambiance. A golden sunset illuminates the beach and jetty in the background, while a charming home with modern architecture is surrounded by native foliage.

4.97 out of 5 average rating, 412 reviews

Modern North Facing Coastal Gem

4.9 out of 5 average rating, 120 reviews

Modern 2BR Retreat | Near Penguin Parade & Beach

A light-filled living area features a comfortable brown sofa, a wooden coffee table, and a unique leather chair. Natural elements are highlighted by greenery visible through the open glass doors, with a cozy fireplace and tasteful décor enhancing the space.

4.93 out of 5 average rating, 165 reviews

The Vines Beach House Cowes - Stroll to the beach

The image captures a serene sunset over calm waters, where the sun descends towards the horizon. A small wooden pier juts out into the water, and a lamp post stands nearby, providing illumination along the waterfront.

4.95 out of 5 average rating, 159 reviews

Relax on Chapel

4.97 out of 5 average rating, 107 reviews

A modern living area features a spacious green couch with decorative pillows, a round leather pouf, and a vibrant blue chair. The light-filled space includes a wooden dining area and well-equipped kitchen, adding functional warmth to the contemporary design.

Home in Cape Woolamai

The Cali - Phillip Island

Condo rentals with beach access

5.0 out of 5 average rating, 179 reviews

A studio apartment features a spacious bed with a soft floral-patterned blanket. A reclining leather sofa complements the modern decor, while a small side table and lamp add functionality. A large area rug enhances the warmth of the wooden flooring.

Condo in San Remo

One bed Studio apartment with fantastic views

4.92 out of 5 average rating, 38 reviews

A dining area is well-appointed with a wooden table set for four, featuring decorative plates and placemats. A surfboard is displayed nearby, and natural light enters through two windows adorned with light curtains. A lamp adds subtle illumination to the space.

Condo in Cape Woolamai

Surf Pad - Cape Woolamai centre

Condo in San Remo

Coastal escape: two-bedroom condo with beach view

4.67 out of 5 average rating, 3 reviews

A modern kitchen features sleek, white cabinetry and a dark countertop. Stainless steel appliances, including a refrigerator and oven, are visible. Under-cabinet lighting illuminates the workspace. A small bowl of fruit and wine bottles are positioned on the counter, enhancing the culinary atmosphere.

4.52 out of 5 average rating, 29 reviews

Unit 6 , Block C, PIT 1 Bedroom Apartment

A modern kitchen and dining area is presented, featuring sleek white cabinetry and a decorative backsplash. A black dining table is surrounded by four gold-accented chairs. A bowl of fruit is centered on the table, complemented by a stylish pendant light overhead.

4.43 out of 5 average rating, 30 reviews

Unit 9, Block C, PIT Luxury 1 bedroom Apartment

A bright orange vehicle is partially submerged in shallow waters at a beach. Two individuals are seen near a personal watercraft, indicating a leisure activity in progress. The horizon features a clear blue sky, with soft clouds and distant greenery lining the shore.

4.25 out of 5 average rating, 12 reviews

Unit 10 luxury 2 bedroom Apartment with great view

A calm beach scene showcases gentle waves lapping against soft sandy shores. The shoreline is bordered by rocky outcrops, with a small building and trees visible nearby. A clear blue sky stretches above, reflecting a peaceful coastal environment.