Vacation rentals with lake access in Fort Walton Beach

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Top-rated lake-access accommodations in Fort Walton Beach

Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

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The studio features two queen beds with white bedding, positioned beside a light wood nightstand. A wall-mounted television is visible, and colorful abstract artwork is displayed above the beds. Large windows offer expansive views of the ocean, with a private balcony accessible.
Condo in Sandestin
4.82 out of 5 average rating, 206 reviews

Sandestin Resort Studio, Spectacular Bay Views

Our Bayside Studio offers spectacular panoramic views of Choctawhatchee Bay. Located in Sandestin Resort on a quite enclave framed by Florida pines and the fairways of The Links Course, your own personal balcony on the third floor serves as the perfect viewpoint of the Bay. Guests and children will enjoy our relatively low nightly rates but also have access to all the amenities Sandestin has to offer (Beach, golf, tennis, water-sports, spa, nature trails, many kids activities, dining, shopping).

Guest favourite
Camper/RV in Navarre
4.87 out of 5 average rating, 175 reviews

Bayfront Forest Camper with kayaks/nature trail

The best of both worlds. Our 11-acre waterfront family’s retreat is the ideal getaway for outdoor enthusiasts and beach lovers. With RVs on the front of the property and the occasional tent camper dispersed through out the acreage, you’ll enjoy time away from the crowds walking the mulched trail to the water or using the two kayaks provided for guest use. We offer additional experiences. Outdoor brunch for two/group, afternoon teatime, boho picnic, s’mores bundles, etc. Message with interest.

Guest favourite
The image shows a stunning beachfront view featuring a clear, turquoise sea and soft white sand. Colorful beach umbrellas and chairs line the shore, while elegant beachfront properties are positioned in the background, emphasizing the relaxed coastal atmosphere.
Condo in Destin
4.95 out of 5 average rating, 102 reviews

308 Gulf View • Heated Pool • Hot Tub Book Dec 10

Nestled in the ultra-exclusive neighborhood of Destin Pointe, on the beaches of Holiday Isle, this private gated community and 5 Star Resort have ultra luxury when it comes to amenities. Private and exclusive beach front access, Heated outdoor pool, and secondary gulf side pool with showers and bathrooms for the beach! Watch Amazing sunsets and fireworks from Harbor Walk from your private balcony. This Honeymoon Suite has been completely renovated and gorgeous, located in the ultimate location!

Top guest favourite
An open studio layout is presented with a spacious king-size bed and a comfortable sofa. A round table sits nearby, while large glass doors lead to a balcony with ocean views. Soft, neutral tones are used throughout, enhancing the serene atmosphere.
Condo in Sandestin
4.97 out of 5 average rating, 147 reviews

Zen Retreat ON Beach -Golfcart* Hot Tub, SanDestin

8th fl. stylish open studio w/stunning VIEW, beachfront in Sandestin Resort between Destin & 30A. 🛺 Golf cart with 3+ nts. NEW Pool & Hot Tub. West Elm furniture & King size bed w/ocean view. Sleek Kitchen w/dishwasher & Keurig. WiFi, 55” smart TV. Washer/dryer. Huge balcony to gaze @ the sea. Enjoy the beach, dining, shopping, trails, golf & entertainment all without leaving the resort. Tram pass & Gym. Perfect for honeymoon, baby moon, girls trip, solo travel or lil family vacay *no animals

Top guest favourite
A bright living area features a black leather sofa adorned with decorative pillows. A wooden coffee table sits in front, while a large TV is mounted on the wall. Floor-to-ceiling sliding doors lead to a private balcony with views of the Gulf.
Condo in Destin
4.86 out of 5 average rating, 118 reviews

Gulf-View Bliss | Sleeps 8 | Ariel Dunes II

Welcome to your slice of paradise at Summer Breeze, nestled within the breathtaking Ariel Dunes II/Seascape Resort. Prepare to be captivated by the awe-inspiring Gulf views that await you from the private covered balcony on the 16th floor. The sunsets here are truly out of this world, promising unforgettable moments. Two Bedroom Condo Sleeps 8. Enjoy full resort access, five pools, a golf course, and more. With all the comforts of home, it’s the perfect place to relax, recharge, and reconnect.

Top guest favourite
The exterior of Dune Villa is showcased, featuring a covered porch with a railing and seating for relaxation. Surrounding trees provide shade, while a wooden fence borders the space, offering privacy. The structure's simple design reflects a welcoming ambiance.
Guesthouse in Santa Rosa Beach
4.96 out of 5 average rating, 258 reviews

Dune Villa - Santa Rosa Beach /30-A

Dune Villa is located on the west end of 30-A. Our stand alone guest house has a private entrance with guest parking, full kitchen, laundry, queen size bed, bathroom and outdoor shower. Beach chairs/umbrella, beach towels, cooler, and two bicycles are provided. Just around the corner from Stinky’s Fish Camp, Santa Rosa Golf Club, Topsail State Park, Coastal Dune Lakes and Gulf Place Town Center. The perfect vacation rental for quick trips to the beach, business trips, or an extended vacation.

Top guest favourite
An open living space features a large flat-screen television mounted on a white wall. A comfortable sectional sofa is positioned around a coffee table, complemented by decorative elements such as a plant and books. A sleek kitchen bar with stools enhances the layout, creating a welcoming atmosphere.
Townhouse in Fort Walton Beach
4.94 out of 5 average rating, 194 reviews

Beauty & The Beach near Gulf Beaches & Bay

Relax in this calm/stylish getaway within walking distance to the gulf beaches. Our home sits next to the boardwalk only a 5 min walk to the beautiful white sands of the Gulf plus 1 min walk to the bay! Near restaurants/bars and fun family activities You’ll love the location/convenience of Okaloosa Island near beach access #1 Destin- 10 min drive Ft Walton Convention Center-5 min drive Downtown Ft Walton -10 min walk FWB Pier -10 min walk ✈️ Destin / Fort Walton Airport - 20 min drive

Guest favourite
A large, mickey-shaped pool is surrounded by lounge chairs and tropical landscaping. In the background, the waterway can be seen, framed by palm trees and extending toward the horizon under a clear blue sky.
Condo in Fort Walton Beach
4.9 out of 5 average rating, 431 reviews

Relaxing Soundside Condo - WataView!

Vacation or work at our comfortable waterfront kitchenette studio in the heart of Fort Walton Beach. The sugar white sand beaches are just a short drive away, and adventure awaits right at your doorstep on Santa Rosa Sound. Includes pool and marina! Boat slip (28 Ft) available! The unit has a queen bed and futon that lays down to a full size bed. It's very comfortable for small groups. We are real owner-hosts and strive to keep our unit spotless and well supplied for our cherished guests.

Guest favourite
A generous balcony features a round table surrounded by four striped chairs, offering ocean views. Two blue lounge chairs are positioned beside the table. The expansive space allows for comfortable relaxation while overlooking the beach and turquoise waters.
Condo in Fort Walton Beach
4.92 out of 5 average rating, 255 reviews

ISLANDER BEACH 5TH FLOOR GULF VIEW CONDO - 2BD/2BA

Islander Beach Resort is a 7-story structure of 114 condos on a short 2 mile stretch of Okaloosa Island and sits DIRECTLY on the beach. The building is painted aqua blue and gray, and all units overlook the ocean. There are 2 elevators and lots of parking. Guests can freely access the beach, pool, BBQ pits and parking area (a parking pass is needed), but you will probably spend the majority of your time on our large private balcony overlooking the pool and beach, listening to the waves.

Guest favourite
Condo in Destin
4.98 out of 5 average rating, 133 reviews

1/1.5 Gulf View Condo Ariel Dunes 2 Beachfront

Enjoy the art, nature, and adventure of Miramar Beach in our lovely condo with beach access, on-site heated swimming pools, a fitness center with sauna, golf, tennis, pickle ball, basketball, dining and nightlife without leaving the complex! When you venture out, shopping at Silver Sands Outlet Center is a mile away, and Grand Boulevard and Sandestin Beach Resort are 3 miles away. End your relaxing day taking in the spectacular sunset with a glass of wine and loved ones on the balcony.

Top guest favourite
A spacious room is presented with a comfortable king-size bed adorned with a striped blanket. Natural light filters through large windows, illuminating a cozy seating area with a sofa. Decorative art pieces and soft lighting create an inviting ambiance.
Condo in Sandestin
4.89 out of 5 average rating, 157 reviews

Sandestin Luau 2nd Flr Studio - close to the beach

Beautifully updated condo in Sandestin Golf & Beach Resort, just steps from Sandestin Beach. Recently painted and well-maintained with stunning views, it’s the perfect coastal retreat. Features a king bed, twin sofa bed, and a kitchenette with microwave, sink, and mid-size fridge. Enjoy TRAM access to the village of Baytowne Wharf, Netflix with thousands of shows and movies, and beach gear with cart for easy access to the beach. Stylishly decorated for a relaxing and memorable stay.

Guest favourite
A bright and inviting living space features large windows overlooking the bayou. The room includes a spacious bed, a cozy seating area with a sofa, and a dining space. A statement chandelier adds a touch of elegance, while wooden accents enhance the warm ambiance.
Treehouse in Santa Rosa Beach
4.91 out of 5 average rating, 123 reviews

Romance On The Bayou

Escape the mundane and take your loved one to an oasis of romantic luxury on the bayou. Admire unparalleled serenity, beauty, and tranquility from every window! Enjoy high-end furniture with plenty of natural light for a private paradise experience. Get away from it all - with numerous outdoor games; Jenga, ring toss and more! Spend the day together in a canoe exploring nature's beauty. Build special memories around a custom fire pit, delightful chairs & tiki torches. #Romance

Popular amenities for Fort Walton Beach lake-access rentals

When is the best time to visit Fort Walton Beach?

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Avg. price$136 CAD$157 CAD$150 CAD$164 CAD$177 CAD$226 CAD$252 CAD$241 CAD$161 CAD$171 CAD$157 CAD$133 CAD
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Quick stats about vacation rentals with lake access in Fort Walton Beach

  • Total vacation rentals

    Explore 20 vacation rentals in Fort Walton Beach

  • Nightly prices starting at

    Fort Walton Beach vacation rentals start at $84 CAD per night before taxes and fees

  • Verified guest reviews

    Over 1,120 verified reviews to help you choose

  • Family-friendly vacation rentals

    10 properties offer extra space and kid-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wifi availability

    20 of Fort Walton Beach vacation rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Fort Walton Beach rentals

  • 4.8 Average rating

    Fort Walton Beach stays are highly rated by guests—averaging 4.8 out of 5!

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