Vacation rentals with lake access in Panama City Beach

Find and book unique lake-access rentals on Airbnb

Top-rated lake-access accommodations in Panama City Beach

Guests agree: these lake-access accommodations are highly rated for location, cleanliness, and more.

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Top guest favourite
A spacious living area is highlighted by an L-shaped blue couch and an oak coffee table. The open layout connects to a bright kitchen with modern appliances. Dining space features white wooden chairs around a light-colored table. Wall art with serene blue tones adds to the decor.
Condo in Panama City Beach
4.95 out of 5 average rating, 37 reviews

1st floor/No elevator wait/3 min walk to the beach

FIRST FLOOR ALERT! No crowded elevators or long wait times! Two flights of stairs, a few feet from the stairwell & steps to the beach. Unit 102 is beautifully renovated with a local artist inspired design & flair. Clean & spacious layout offers all the comforts of home. Walk to the soft white sugar sand beaches thru a private access next to Pineapple Willys in no time! Condo also has a stunning view of the lake, Ripleys, Wonder Works, Coconut Creek, etc. A true gem! Don't delay, book today!

Superhost
A spacious studio features a comfortable sofa and a large bed. Natural light enters through sliding glass doors, revealing a serene view of the lake. Decorative elements, including framed artwork and a cozy area rug, enhance the inviting ambiance.
Condo in El Centro Beach
4.85 out of 5 average rating, 125 reviews

Casa Sol - Bright, Renovated, Studio by The Beach.

Updated, first floor studio, with all the comfort and amenities you'll need for your visit to the Beach. Have your coffee on the back porch looking onto the lake or take a 3 minute stroll across the street to the beach. Take a dip in the pool. Pier Park is 5 minutes away and has everything you would need. (Target, Fresh Market, endless food and bars). Rosemary is a 10 minute drive. 15 minutes to the airport. Enjoy the best parts of the beach and surrounding areas from here with ease.

Top guest favourite
The sleeping area features a spacious bed adorned with crisp white linens and decorative throw blankets. Natural light fills the room through large windows draped with sheer curtains, while a cozy dining set is positioned nearby, integrating a relaxed coastal aesthetic.
Condo in Inlet Beach
4.99 out of 5 average rating, 168 reviews

FlipFlopsOn II • 80 steps to the Beach • FL 30A

Recommended by ‘TRAVEL + LEISURE’ —FlipFlopsOn II is 80 steps to Inlet Beach, where sugar-white sand meets the turquoise Gulf Coast! This sun-washed full studio for 4 (4 beds), sits beachside of the 30A National SCENIC BYWAY adjacent to Lake Powell; stroll or bike to Inlet, Alys & Rosemary Beach dining & entertainments. Featuring a clean Cali-Florida vibe with a pool, grill, pavilion, beach gear, fast Wi-Fi, 65” smart TV, & sunsets from your private patio! Park your car, walk everywhere!

Guest favourite
An open-concept living space is presented with modern furnishings and a cozy atmosphere. A comfortable sofa faces a flat-screen television, while a kitchen island provides ample counter space. Large windows offer views of the lake, allowing natural light to fill the room.
Apartment in Sunnyside
4.84 out of 5 average rating, 176 reviews

"Islandia 316" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units available - please visit my profile.

Top guest favourite
Condo in El Centro Beach
4.94 out of 5 average rating, 182 reviews

Romantic Beachfront Sunsets!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

Top guest favourite
A pool area features a large, inviting swimming pool adorned with lounge chairs under a bright blue sky. Nearby, beach loungers with an umbrella are visible on a sandy beach, providing a relaxing spot for sunbathing.
Condo in Sunnyside
4.89 out of 5 average rating, 141 reviews

1st flr lakeview near 30A/Pets & Snowbirds welcome

Welcome to Fins Up @Carillon. Far West end next to Rosemary Beach. Seaside, Pier Park, St Andrew’s Park within 15 mins. Newly renovated studio with full kitchen,king bed, pullout sofa & twin air mattress. 5 pools onsite (1 heated), hot tub, playground, tennis/pickleball/basketball courts, 8 beach access points. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach. No traffic here, private beach. Snowbirds welcome. Golf courses closeby

Guest favourite
An open-concept living area features a modern kitchen with grey cabinets and a light countertop, highlighted by a backsplash of blue tiles. A dining table for four is positioned next to large windows that lead to a balcony, revealing expansive views. Comfortable seating is arranged in the living space, complemented by ceiling fans.
Condo in Panama City Beach
4.85 out of 5 average rating, 243 reviews

Perfect Place PCB! Come Sea Why!

ALWAYS FRESH and NEWLY RENOVATED! SUPER HOSTED! All new Longboard floors, new cabinets throughout, updated appliances, ceiling fans, LR-65”4K UHD Smart TV, 50” SMART TV MAIN -barn door and 32” TV at the end of each bunk! New Sofas and balcony furniture! New tile Shower! Amz RESORT including RESTAURANTS,810 Bowlings/Games, 5 swimming pools (1 Heated seasonally) full-service salon, resort beach access, 2 oversized hot tubs, private lake with water light shows! HURRY TO BOOk!

Guest favourite
A welcoming living room features a blend of comfortable seating options, including a leather loveseat and woven armchairs adorned with colorful cushions. A vintage trunk serves as a coffee table, while natural light filters through bright, sunny windows. Coastal-themed decor adds character to the space.
Bungalow in Santa Rosa Beach
4.92 out of 5 average rating, 148 reviews

❤Family Tides•2 Pools&HotTub•Wlk2Beach⛱2 Bikes•BBQ

Nestled among coastal colored bungalows, tropical landscaping and a private lake, this lovable family house has everything you need to enjoy your vacation at the beach! With a fully equipped kitchen, stainless steel appliances, granite counter tops and Weber BBQ grill you'll have all the essentials to cook & dine inside or out! With your stay, enjoy the use of 2 bicycles, a beach cart & more beach/pool amenities! All of this within walking distance to the beach!

Guest favourite
A spacious studio is illuminated by natural light from large sliding doors, leading to a patio. A king-size bed is paired with a cozy gray sofa, accentuated by a decorative throw. A neutral area rug and dining table complete the inviting layout.
Condo in El Centro Beach
4.9 out of 5 average rating, 93 reviews

Renovated first floor condo, 3 min walk to BEACH

The #1 rule is the bring Good Vibes Only! Completely renovated, first floor studio condo, STEPS away from the white sandy beaches of Florida's Emerald Coast. Brand new walk-in tile shower, new flooring throughout and a completely upgraded kitchen with everything you need to cook. The beach is a short 2-minute walk across the street. Not feeling the beach?? Enjoy a beverage on the back patio overlooking the lake while taking in the view of Pier Park's SkyWheel.

Top guest favourite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Condo in Panama City Beach
4.96 out of 5 average rating, 134 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

Guest favourite
Condo in Panama City
4.9 out of 5 average rating, 202 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

Guest favourite
A bright living area features large glass doors that open to a balcony, offering an ocean view. A round glass dining table sits adjacent to a light-colored sofa, accented with cushions. The space is illuminated by a nearby lamp, enhancing the calm, coastal ambiance.
Condo in Panama City Beach
4.83 out of 5 average rating, 174 reviews

1823 LTW 3BR/2BA Oceanview Heated Pool Jacuzzis

✅Must be 18 to Book Brand New Laketown Wharf Oceanview Condo Sleeps 6 Restaurants, Bars , 5 Pools ***UNIT 1823 ON THE 18TH FLOOR ✅Bedroom 1: 1 King bed ✅Bedroom 2: 1 King bed ✅Bedroom 3: - Full bed The choices are endless at Laketown Wharf. ✅Resort fee of $90 plus tax must be paid to the resort directly before arrival ✅ all resort rules apply to bookings

Popular amenities for Panama City Beach lake-access rentals

When is the best time to visit Panama City Beach?

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Avg. price$138 CAD$143 CAD$243 CAD$222 CAD$243 CAD$319 CAD$346 CAD$224 CAD$176 CAD$174 CAD$147 CAD$145 CAD
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Quick stats about vacation rentals with lake access in Panama City Beach

  • Total vacation rentals

    Explore 310 vacation rentals in Panama City Beach

  • Nightly prices starting at

    Panama City Beach vacation rentals start at $56 CAD per night before taxes and fees

  • Verified guest reviews

    Over 14,530 verified reviews to help you choose

  • Family-friendly vacation rentals

    230 properties offer extra space and kid-friendly amenities

  • Pet-friendly vacation rentals

    Find 40 rentals that welcome pets

  • Vacation rentals with a pool

    280 properties feature pools

  • Rentals with dedicated workspaces

    190 properties have a dedicated workspace

  • Wifi availability

    300 of Panama City Beach vacation rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi, and Pool across Panama City Beach rentals

  • 4.7 Average rating

    Panama City Beach stays receive an average rating of 4.7 out of 5 from guests

  • Nearby attractions

    Panama City Beach’s top spots, include Frank Brown Park, Shipwreck Island Waterpark, and Coconut Creek Family Fun Park

Destinations to explore